LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,042
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$33,039
−HK$1,013/mo
Today · 4.125%
HK$34,052
baseline
▲ 0.50% · 4.625%
HK$36,124
+HK$2,072/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$68,104/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$526,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,647
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$36,603
−HK$970/mo
Today · 4.125%
HK$37,573
baseline
▲ 0.50% · 4.625%
HK$39,553
+HK$1,980/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$75,146/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$526,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,451
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,647
−HK$1,215/mo
Today · 4.125%
HK$40,862
baseline
▲ 0.50% · 4.625%
HK$43,348
+HK$2,486/mo
Deposit HK$5.62M · loan HK$8.43M · min. income ≈ HK$81,724/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$526,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,776
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$43,923
−HK$1,164/mo
Today · 4.125%
HK$45,087
baseline
▲ 0.50% · 4.625%
HK$47,464
+HK$2,377/mo
Deposit HK$5.62M · loan HK$8.43M · min. income ≈ HK$90,174/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$526,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,859
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$46,255
−HK$1,417/mo
Today · 4.125%
HK$47,672
baseline
▲ 0.50% · 4.625%
HK$50,573
+HK$2,901/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$95,344/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,905
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$51,244
−HK$1,358/mo
Today · 4.125%
HK$52,602
baseline
▲ 0.50% · 4.625%
HK$55,374
+HK$2,772/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$105,204/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,676
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$59,470
−HK$1,823/mo
Today · 4.125%
HK$61,293
baseline
▲ 0.50% · 4.625%
HK$65,022
+HK$3,729/mo
Deposit HK$1.41M · loan HK$12.65M · min. income ≈ HK$122,586/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,164
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$65,885
−HK$1,746/mo
Today · 4.125%
HK$67,631
baseline
▲ 0.50% · 4.625%
HK$71,196
+HK$3,565/mo
Deposit HK$1.41M · loan HK$12.65M · min. income ≈ HK$135,262/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,952 · Scale 2, in force from 26 Feb 2026)