LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,043
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$33,040
−HK$1,013/mo
Today · 4.125%
HK$34,053
baseline
▲ 0.50% · 4.625%
HK$36,125
+HK$2,072/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$68,106/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$526,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,648
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$36,604
−HK$970/mo
Today · 4.125%
HK$37,574
baseline
▲ 0.50% · 4.625%
HK$39,554
+HK$1,980/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$75,148/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$526,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,452
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,648
−HK$1,215/mo
Today · 4.125%
HK$40,863
baseline
▲ 0.50% · 4.625%
HK$43,349
+HK$2,486/mo
Deposit HK$5.62M · loan HK$8.43M · min. income ≈ HK$81,726/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$526,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,777
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$43,924
−HK$1,164/mo
Today · 4.125%
HK$45,088
baseline
▲ 0.50% · 4.625%
HK$47,465
+HK$2,377/mo
Deposit HK$5.62M · loan HK$8.43M · min. income ≈ HK$90,176/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$526,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,860
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$46,256
−HK$1,418/mo
Today · 4.125%
HK$47,674
baseline
▲ 0.50% · 4.625%
HK$50,574
+HK$2,900/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$95,348/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,907
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$51,245
−HK$1,358/mo
Today · 4.125%
HK$52,603
baseline
▲ 0.50% · 4.625%
HK$55,376
+HK$2,773/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$105,206/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,678
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$59,472
−HK$1,823/mo
Today · 4.125%
HK$61,295
baseline
▲ 0.50% · 4.625%
HK$65,024
+HK$3,729/mo
Deposit HK$1.41M · loan HK$12.65M · min. income ≈ HK$122,590/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,166
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$65,887
−HK$1,746/mo
Today · 4.125%
HK$67,633
baseline
▲ 0.50% · 4.625%
HK$71,198
+HK$3,565/mo
Deposit HK$1.41M · loan HK$12.65M · min. income ≈ HK$135,266/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,967 · Scale 2, in force from 26 Feb 2026)