LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,044
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$33,041
−HK$1,013/mo
Today · 4.125%
HK$34,054
baseline
▲ 0.50% · 4.625%
HK$36,126
+HK$2,072/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$68,108/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$526,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,649
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$36,605
−HK$970/mo
Today · 4.125%
HK$37,575
baseline
▲ 0.50% · 4.625%
HK$39,556
+HK$1,981/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$75,150/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$526,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,453
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$39,649
−HK$1,216/mo
Today · 4.125%
HK$40,865
baseline
▲ 0.50% · 4.625%
HK$43,351
+HK$2,486/mo
Deposit HK$5.62M · loan HK$8.43M · min. income ≈ HK$81,730/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$526,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,779
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$43,926
−HK$1,164/mo
Today · 4.125%
HK$45,090
baseline
▲ 0.50% · 4.625%
HK$47,467
+HK$2,377/mo
Deposit HK$5.62M · loan HK$8.43M · min. income ≈ HK$90,180/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$526,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,862
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$46,257
−HK$1,418/mo
Today · 4.125%
HK$47,675
baseline
▲ 0.50% · 4.625%
HK$50,576
+HK$2,901/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$95,350/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,909
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$51,247
−HK$1,358/mo
Today · 4.125%
HK$52,605
baseline
▲ 0.50% · 4.625%
HK$55,378
+HK$2,773/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$105,210/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,680
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$59,474
−HK$1,823/mo
Today · 4.125%
HK$61,297
baseline
▲ 0.50% · 4.625%
HK$65,027
+HK$3,730/mo
Deposit HK$1.41M · loan HK$12.65M · min. income ≈ HK$122,594/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,168
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$65,889
−HK$1,746/mo
Today · 4.125%
HK$67,635
baseline
▲ 0.50% · 4.625%
HK$71,200
+HK$3,565/mo
Deposit HK$1.41M · loan HK$12.65M · min. income ≈ HK$135,270/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,986 · Scale 2, in force from 26 Feb 2026)