LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,046
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$33,042
−HK$1,013/mo
Today · 4.125%
HK$34,055
baseline
▲ 0.50% · 4.625%
HK$36,127
+HK$2,072/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$68,110/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$527,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,651
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$36,607
−HK$970/mo
Today · 4.125%
HK$37,577
baseline
▲ 0.50% · 4.625%
HK$39,557
+HK$1,980/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$75,154/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$527,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,455
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,651
−HK$1,215/mo
Today · 4.125%
HK$40,866
baseline
▲ 0.50% · 4.625%
HK$43,353
+HK$2,487/mo
Deposit HK$5.62M · loan HK$8.43M · min. income ≈ HK$81,732/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,781
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$43,928
−HK$1,164/mo
Today · 4.125%
HK$45,092
baseline
▲ 0.50% · 4.625%
HK$47,469
+HK$2,377/mo
Deposit HK$5.62M · loan HK$8.43M · min. income ≈ HK$90,184/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,864
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$46,259
−HK$1,418/mo
Today · 4.125%
HK$47,677
baseline
▲ 0.50% · 4.625%
HK$50,578
+HK$2,901/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$95,354/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$527,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,911
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$51,249
−HK$1,358/mo
Today · 4.125%
HK$52,607
baseline
▲ 0.50% · 4.625%
HK$55,380
+HK$2,773/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$105,214/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$527,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,682
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$59,476
−HK$1,823/mo
Today · 4.125%
HK$61,299
baseline
▲ 0.50% · 4.625%
HK$65,029
+HK$3,730/mo
Deposit HK$1.41M · loan HK$12.65M · min. income ≈ HK$122,598/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,171
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$65,892
−HK$1,746/mo
Today · 4.125%
HK$67,638
baseline
▲ 0.50% · 4.625%
HK$71,203
+HK$3,565/mo
Deposit HK$1.41M · loan HK$12.65M · min. income ≈ HK$135,276/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,008 · Scale 2, in force from 26 Feb 2026)