LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,047
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$33,044
−HK$1,013/mo
Today · 4.125%
HK$34,057
baseline
▲ 0.50% · 4.625%
HK$36,129
+HK$2,072/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$68,114/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$527,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,652
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$36,608
−HK$970/mo
Today · 4.125%
HK$37,578
baseline
▲ 0.50% · 4.625%
HK$39,559
+HK$1,981/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$75,156/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$527,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,456
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$39,653
−HK$1,215/mo
Today · 4.125%
HK$40,868
baseline
▲ 0.50% · 4.625%
HK$43,355
+HK$2,487/mo
Deposit HK$5.62M · loan HK$8.43M · min. income ≈ HK$81,736/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,782
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$43,930
−HK$1,164/mo
Today · 4.125%
HK$45,094
baseline
▲ 0.50% · 4.625%
HK$47,471
+HK$2,377/mo
Deposit HK$5.62M · loan HK$8.43M · min. income ≈ HK$90,188/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,866
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$46,261
−HK$1,418/mo
Today · 4.125%
HK$47,679
baseline
▲ 0.50% · 4.625%
HK$50,580
+HK$2,901/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$95,358/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$527,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,913
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$51,251
−HK$1,358/mo
Today · 4.125%
HK$52,609
baseline
▲ 0.50% · 4.625%
HK$55,382
+HK$2,773/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$105,218/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$527,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,685
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$59,479
−HK$1,823/mo
Today · 4.125%
HK$61,302
baseline
▲ 0.50% · 4.625%
HK$65,032
+HK$3,730/mo
Deposit HK$1.41M · loan HK$12.65M · min. income ≈ HK$122,604/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,173
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$65,895
−HK$1,746/mo
Today · 4.125%
HK$67,641
baseline
▲ 0.50% · 4.625%
HK$71,206
+HK$3,565/mo
Deposit HK$1.41M · loan HK$12.65M · min. income ≈ HK$135,282/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,029 · Scale 2, in force from 26 Feb 2026)