LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,051
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$33,048
−HK$1,013/mo
Today · 4.125%
HK$34,061
baseline
▲ 0.50% · 4.625%
HK$36,134
+HK$2,073/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$68,122/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,657
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$36,613
−HK$970/mo
Today · 4.125%
HK$37,583
baseline
▲ 0.50% · 4.625%
HK$39,564
+HK$1,981/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$75,166/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,462
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,658
−HK$1,215/mo
Today · 4.125%
HK$40,873
baseline
▲ 0.50% · 4.625%
HK$43,360
+HK$2,487/mo
Deposit HK$5.62M · loan HK$8.43M · min. income ≈ HK$81,746/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,788
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$43,936
−HK$1,164/mo
Today · 4.125%
HK$45,100
baseline
▲ 0.50% · 4.625%
HK$47,477
+HK$2,377/mo
Deposit HK$5.62M · loan HK$8.43M · min. income ≈ HK$90,200/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,872
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$46,268
−HK$1,418/mo
Today · 4.125%
HK$47,686
baseline
▲ 0.50% · 4.625%
HK$50,587
+HK$2,901/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$95,372/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$527,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,919
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$51,258
−HK$1,358/mo
Today · 4.125%
HK$52,616
baseline
▲ 0.50% · 4.625%
HK$55,390
+HK$2,774/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$105,232/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$527,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,692
−HK$3,618/mo
▼ 0.25% · 3.875%
HK$59,487
−HK$1,823/mo
Today · 4.125%
HK$61,310
baseline
▲ 0.50% · 4.625%
HK$65,041
+HK$3,731/mo
Deposit HK$1.41M · loan HK$12.65M · min. income ≈ HK$122,620/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,182
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$65,903
−HK$1,747/mo
Today · 4.125%
HK$67,650
baseline
▲ 0.50% · 4.625%
HK$71,216
+HK$3,566/mo
Deposit HK$1.41M · loan HK$12.65M · min. income ≈ HK$135,300/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,100 · Scale 2, in force from 26 Feb 2026)