LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,056
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$33,053
−HK$1,013/mo
Today · 4.125%
HK$34,066
baseline
▲ 0.50% · 4.625%
HK$36,139
+HK$2,073/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$68,132/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,662
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$36,619
−HK$970/mo
Today · 4.125%
HK$37,589
baseline
▲ 0.50% · 4.625%
HK$39,570
+HK$1,981/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$75,178/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,467
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$39,664
−HK$1,216/mo
Today · 4.125%
HK$40,880
baseline
▲ 0.50% · 4.625%
HK$43,367
+HK$2,487/mo
Deposit HK$5.62M · loan HK$8.43M · min. income ≈ HK$81,760/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,795
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$43,942
−HK$1,165/mo
Today · 4.125%
HK$45,107
baseline
▲ 0.50% · 4.625%
HK$47,484
+HK$2,377/mo
Deposit HK$5.62M · loan HK$8.43M · min. income ≈ HK$90,214/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,879
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$46,275
−HK$1,418/mo
Today · 4.125%
HK$47,693
baseline
▲ 0.50% · 4.625%
HK$50,595
+HK$2,902/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$95,386/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$527,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,927
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$51,266
−HK$1,358/mo
Today · 4.125%
HK$52,624
baseline
▲ 0.50% · 4.625%
HK$55,398
+HK$2,774/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$105,248/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$527,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,701
−HK$3,618/mo
▼ 0.25% · 3.875%
HK$59,496
−HK$1,823/mo
Today · 4.125%
HK$61,319
baseline
▲ 0.50% · 4.625%
HK$65,050
+HK$3,731/mo
Deposit HK$1.41M · loan HK$12.65M · min. income ≈ HK$122,638/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,192
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$65,913
−HK$1,747/mo
Today · 4.125%
HK$67,660
baseline
▲ 0.50% · 4.625%
HK$71,226
+HK$3,566/mo
Deposit HK$1.41M · loan HK$12.65M · min. income ≈ HK$135,320/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,180 · Scale 2, in force from 26 Feb 2026)