LTV · monthly repayment
▼ 0.50% · 3.625%
HK$320,565
−HK$20,102/mo
▼ 0.25% · 3.875%
HK$330,536
−HK$10,131/mo
Today · 4.125%
HK$340,667
baseline
▲ 0.50% · 4.625%
HK$361,396
+HK$20,729/mo
Deposit HK$70.29M · loan HK$70.29M · min. income ≈ HK$681,334/mo (50% DSR)
Upfront cash ≈ HK$79.43M (deposit + AVD stamp duty HK$9,137,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$356,625
−HK$19,267/mo
▼ 0.25% · 3.875%
HK$366,190
−HK$9,702/mo
Today · 4.125%
HK$375,892
baseline
▲ 0.50% · 4.625%
HK$395,706
+HK$19,814/mo
Deposit HK$70.29M · loan HK$70.29M · min. income ≈ HK$751,784/mo (50% DSR)
Upfront cash ≈ HK$79.43M (deposit + AVD stamp duty HK$9,137,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$384,678
−HK$24,122/mo
▼ 0.25% · 3.875%
HK$396,643
−HK$12,157/mo
Today · 4.125%
HK$408,800
baseline
▲ 0.50% · 4.625%
HK$433,675
+HK$24,875/mo
Deposit HK$56.23M · loan HK$84.35M · min. income ≈ HK$817,600/mo (50% DSR)
Upfront cash ≈ HK$65.37M (deposit + AVD stamp duty HK$9,137,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$427,950
−HK$23,121/mo
▼ 0.25% · 3.875%
HK$439,428
−HK$11,643/mo
Today · 4.125%
HK$451,071
baseline
▲ 0.50% · 4.625%
HK$474,848
+HK$23,777/mo
Deposit HK$56.23M · loan HK$84.35M · min. income ≈ HK$902,142/mo (50% DSR)
Upfront cash ≈ HK$65.37M (deposit + AVD stamp duty HK$9,137,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$448,791
−HK$28,143/mo
▼ 0.25% · 3.875%
HK$462,751
−HK$14,183/mo
Today · 4.125%
HK$476,934
baseline
▲ 0.50% · 4.625%
HK$505,954
+HK$29,020/mo
Deposit HK$42.17M · loan HK$98.41M · min. income ≈ HK$953,868/mo (50% DSR)
Upfront cash ≈ HK$51.31M (deposit + AVD stamp duty HK$9,137,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$499,275
−HK$26,974/mo
▼ 0.25% · 3.875%
HK$512,665
−HK$13,584/mo
Today · 4.125%
HK$526,249
baseline
▲ 0.50% · 4.625%
HK$553,989
+HK$27,740/mo
Deposit HK$42.17M · loan HK$98.41M · min. income ≈ HK$1,052,498/mo (50% DSR)
Upfront cash ≈ HK$51.31M (deposit + AVD stamp duty HK$9,137,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$577,017
−HK$36,184/mo
▼ 0.25% · 3.875%
HK$594,965
−HK$18,236/mo
Today · 4.125%
HK$613,201
baseline
▲ 0.50% · 4.625%
HK$650,512
+HK$37,311/mo
Deposit HK$14.06M · loan HK$126.52M · min. income ≈ HK$1,226,402/mo (50% DSR)
Upfront cash ≈ HK$23.20M (deposit + AVD stamp duty HK$9,137,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$641,925
−HK$34,681/mo
▼ 0.25% · 3.875%
HK$659,141
−HK$17,465/mo
Today · 4.125%
HK$676,606
baseline
▲ 0.50% · 4.625%
HK$712,271
+HK$35,665/mo
Deposit HK$14.06M · loan HK$126.52M · min. income ≈ HK$1,353,212/mo (50% DSR)
Upfront cash ≈ HK$23.20M (deposit + AVD stamp duty HK$9,137,881 · Scale 2, in force from 26 Feb 2026)