LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,057
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$33,054
−HK$1,013/mo
Today · 4.125%
HK$34,067
baseline
▲ 0.50% · 4.625%
HK$36,140
+HK$2,073/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$68,134/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,663
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$36,619
−HK$970/mo
Today · 4.125%
HK$37,589
baseline
▲ 0.50% · 4.625%
HK$39,571
+HK$1,982/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$75,178/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,468
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$39,665
−HK$1,215/mo
Today · 4.125%
HK$40,880
baseline
▲ 0.50% · 4.625%
HK$43,368
+HK$2,488/mo
Deposit HK$5.62M · loan HK$8.44M · min. income ≈ HK$81,760/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,795
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$43,943
−HK$1,164/mo
Today · 4.125%
HK$45,107
baseline
▲ 0.50% · 4.625%
HK$47,485
+HK$2,378/mo
Deposit HK$5.62M · loan HK$8.44M · min. income ≈ HK$90,214/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,879
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$46,275
−HK$1,419/mo
Today · 4.125%
HK$47,694
baseline
▲ 0.50% · 4.625%
HK$50,596
+HK$2,902/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$95,388/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$527,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,928
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$51,267
−HK$1,358/mo
Today · 4.125%
HK$52,625
baseline
▲ 0.50% · 4.625%
HK$55,399
+HK$2,774/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$105,250/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$527,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,702
−HK$3,618/mo
▼ 0.25% · 3.875%
HK$59,497
−HK$1,823/mo
Today · 4.125%
HK$61,320
baseline
▲ 0.50% · 4.625%
HK$65,052
+HK$3,732/mo
Deposit HK$1.41M · loan HK$12.65M · min. income ≈ HK$122,640/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,193
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$65,914
−HK$1,747/mo
Today · 4.125%
HK$67,661
baseline
▲ 0.50% · 4.625%
HK$71,227
+HK$3,566/mo
Deposit HK$1.41M · loan HK$12.65M · min. income ≈ HK$135,322/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,188 · Scale 2, in force from 26 Feb 2026)