LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,057
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$33,054
−HK$1,013/mo
Today · 4.125%
HK$34,067
baseline
▲ 0.50% · 4.625%
HK$36,140
+HK$2,073/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$68,134/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,663
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$36,620
−HK$970/mo
Today · 4.125%
HK$37,590
baseline
▲ 0.50% · 4.625%
HK$39,571
+HK$1,981/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$75,180/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,468
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$39,665
−HK$1,216/mo
Today · 4.125%
HK$40,881
baseline
▲ 0.50% · 4.625%
HK$43,368
+HK$2,487/mo
Deposit HK$5.62M · loan HK$8.44M · min. income ≈ HK$81,762/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,796
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$43,943
−HK$1,165/mo
Today · 4.125%
HK$45,108
baseline
▲ 0.50% · 4.625%
HK$47,486
+HK$2,378/mo
Deposit HK$5.62M · loan HK$8.44M · min. income ≈ HK$90,216/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,880
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$46,276
−HK$1,418/mo
Today · 4.125%
HK$47,694
baseline
▲ 0.50% · 4.625%
HK$50,596
+HK$2,902/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$95,388/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$527,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,928
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$51,267
−HK$1,359/mo
Today · 4.125%
HK$52,626
baseline
▲ 0.50% · 4.625%
HK$55,400
+HK$2,774/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$105,252/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$527,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,703
−HK$3,618/mo
▼ 0.25% · 3.875%
HK$59,497
−HK$1,824/mo
Today · 4.125%
HK$61,321
baseline
▲ 0.50% · 4.625%
HK$65,052
+HK$3,731/mo
Deposit HK$1.41M · loan HK$12.65M · min. income ≈ HK$122,642/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,194
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$65,915
−HK$1,747/mo
Today · 4.125%
HK$67,662
baseline
▲ 0.50% · 4.625%
HK$71,228
+HK$3,566/mo
Deposit HK$1.41M · loan HK$12.65M · min. income ≈ HK$135,324/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,195 · Scale 2, in force from 26 Feb 2026)