LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,058
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$33,055
−HK$1,013/mo
Today · 4.125%
HK$34,068
baseline
▲ 0.50% · 4.625%
HK$36,141
+HK$2,073/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$68,136/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,664
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$36,620
−HK$971/mo
Today · 4.125%
HK$37,591
baseline
▲ 0.50% · 4.625%
HK$39,572
+HK$1,981/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$75,182/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,469
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$39,666
−HK$1,216/mo
Today · 4.125%
HK$40,882
baseline
▲ 0.50% · 4.625%
HK$43,369
+HK$2,487/mo
Deposit HK$5.62M · loan HK$8.44M · min. income ≈ HK$81,764/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,797
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$43,944
−HK$1,165/mo
Today · 4.125%
HK$45,109
baseline
▲ 0.50% · 4.625%
HK$47,487
+HK$2,378/mo
Deposit HK$5.62M · loan HK$8.44M · min. income ≈ HK$90,218/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,881
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$46,277
−HK$1,418/mo
Today · 4.125%
HK$47,695
baseline
▲ 0.50% · 4.625%
HK$50,597
+HK$2,902/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$95,390/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$527,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,929
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$51,268
−HK$1,359/mo
Today · 4.125%
HK$52,627
baseline
▲ 0.50% · 4.625%
HK$55,401
+HK$2,774/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$105,254/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$527,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,704
−HK$3,618/mo
▼ 0.25% · 3.875%
HK$59,499
−HK$1,823/mo
Today · 4.125%
HK$61,322
baseline
▲ 0.50% · 4.625%
HK$65,054
+HK$3,732/mo
Deposit HK$1.41M · loan HK$12.65M · min. income ≈ HK$122,644/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,195
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$65,917
−HK$1,746/mo
Today · 4.125%
HK$67,663
baseline
▲ 0.50% · 4.625%
HK$71,230
+HK$3,567/mo
Deposit HK$1.41M · loan HK$12.65M · min. income ≈ HK$135,326/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,206 · Scale 2, in force from 26 Feb 2026)