LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,059
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,057
−HK$1,013/mo
Today · 4.125%
HK$34,070
baseline
▲ 0.50% · 4.625%
HK$36,143
+HK$2,073/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$68,140/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,666
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$36,622
−HK$971/mo
Today · 4.125%
HK$37,593
baseline
▲ 0.50% · 4.625%
HK$39,574
+HK$1,981/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$75,186/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,471
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$39,668
−HK$1,216/mo
Today · 4.125%
HK$40,884
baseline
▲ 0.50% · 4.625%
HK$43,371
+HK$2,487/mo
Deposit HK$5.62M · loan HK$8.44M · min. income ≈ HK$81,768/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,799
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$43,947
−HK$1,164/mo
Today · 4.125%
HK$45,111
baseline
▲ 0.50% · 4.625%
HK$47,489
+HK$2,378/mo
Deposit HK$5.62M · loan HK$8.44M · min. income ≈ HK$90,222/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,883
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$46,279
−HK$1,419/mo
Today · 4.125%
HK$47,698
baseline
▲ 0.50% · 4.625%
HK$50,600
+HK$2,902/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$95,396/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,932
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$51,271
−HK$1,359/mo
Today · 4.125%
HK$52,630
baseline
▲ 0.50% · 4.625%
HK$55,404
+HK$2,774/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$105,260/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,707
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$59,502
−HK$1,824/mo
Today · 4.125%
HK$61,326
baseline
▲ 0.50% · 4.625%
HK$65,057
+HK$3,731/mo
Deposit HK$1.41M · loan HK$12.65M · min. income ≈ HK$122,652/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,198
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$65,920
−HK$1,747/mo
Today · 4.125%
HK$67,667
baseline
▲ 0.50% · 4.625%
HK$71,233
+HK$3,566/mo
Deposit HK$1.41M · loan HK$12.65M · min. income ≈ HK$135,334/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,233 · Scale 2, in force from 26 Feb 2026)