LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,060
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$33,057
−HK$1,013/mo
Today · 4.125%
HK$34,070
baseline
▲ 0.50% · 4.625%
HK$36,143
+HK$2,073/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$68,140/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,666
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$36,623
−HK$970/mo
Today · 4.125%
HK$37,593
baseline
▲ 0.50% · 4.625%
HK$39,575
+HK$1,982/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$75,186/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,472
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$39,668
−HK$1,216/mo
Today · 4.125%
HK$40,884
baseline
▲ 0.50% · 4.625%
HK$43,372
+HK$2,488/mo
Deposit HK$5.62M · loan HK$8.44M · min. income ≈ HK$81,768/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,799
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,947
−HK$1,165/mo
Today · 4.125%
HK$45,112
baseline
▲ 0.50% · 4.625%
HK$47,489
+HK$2,377/mo
Deposit HK$5.62M · loan HK$8.44M · min. income ≈ HK$90,224/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,883
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$46,280
−HK$1,418/mo
Today · 4.125%
HK$47,698
baseline
▲ 0.50% · 4.625%
HK$50,600
+HK$2,902/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$95,396/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,932
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$51,272
−HK$1,358/mo
Today · 4.125%
HK$52,630
baseline
▲ 0.50% · 4.625%
HK$55,404
+HK$2,774/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$105,260/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,707
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$59,502
−HK$1,824/mo
Today · 4.125%
HK$61,326
baseline
▲ 0.50% · 4.625%
HK$65,058
+HK$3,732/mo
Deposit HK$1.41M · loan HK$12.65M · min. income ≈ HK$122,652/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,199
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$65,921
−HK$1,746/mo
Today · 4.125%
HK$67,667
baseline
▲ 0.50% · 4.625%
HK$71,234
+HK$3,567/mo
Deposit HK$1.41M · loan HK$12.65M · min. income ≈ HK$135,334/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,238 · Scale 2, in force from 26 Feb 2026)