LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,061
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,058
−HK$1,014/mo
Today · 4.125%
HK$34,072
baseline
▲ 0.50% · 4.625%
HK$36,145
+HK$2,073/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$68,144/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,668
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$36,624
−HK$971/mo
Today · 4.125%
HK$37,595
baseline
▲ 0.50% · 4.625%
HK$39,576
+HK$1,981/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$75,190/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,473
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$39,670
−HK$1,216/mo
Today · 4.125%
HK$40,886
baseline
▲ 0.50% · 4.625%
HK$43,374
+HK$2,488/mo
Deposit HK$5.62M · loan HK$8.44M · min. income ≈ HK$81,772/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,801
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,949
−HK$1,165/mo
Today · 4.125%
HK$45,114
baseline
▲ 0.50% · 4.625%
HK$47,492
+HK$2,378/mo
Deposit HK$5.62M · loan HK$8.44M · min. income ≈ HK$90,228/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,886
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$46,282
−HK$1,418/mo
Today · 4.125%
HK$47,700
baseline
▲ 0.50% · 4.625%
HK$50,603
+HK$2,903/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$95,400/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,935
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$51,274
−HK$1,359/mo
Today · 4.125%
HK$52,633
baseline
▲ 0.50% · 4.625%
HK$55,407
+HK$2,774/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$105,266/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,710
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$59,505
−HK$1,824/mo
Today · 4.125%
HK$61,329
baseline
▲ 0.50% · 4.625%
HK$65,061
+HK$3,732/mo
Deposit HK$1.41M · loan HK$12.65M · min. income ≈ HK$122,658/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,202
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$65,924
−HK$1,747/mo
Today · 4.125%
HK$67,671
baseline
▲ 0.50% · 4.625%
HK$71,238
+HK$3,567/mo
Deposit HK$1.41M · loan HK$12.65M · min. income ≈ HK$135,342/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,263 · Scale 2, in force from 26 Feb 2026)