LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,062
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$33,059
−HK$1,013/mo
Today · 4.125%
HK$34,072
baseline
▲ 0.50% · 4.625%
HK$36,145
+HK$2,073/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$68,144/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,668
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$36,625
−HK$970/mo
Today · 4.125%
HK$37,595
baseline
▲ 0.50% · 4.625%
HK$39,577
+HK$1,982/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$75,190/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,474
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$39,671
−HK$1,215/mo
Today · 4.125%
HK$40,886
baseline
▲ 0.50% · 4.625%
HK$43,374
+HK$2,488/mo
Deposit HK$5.62M · loan HK$8.44M · min. income ≈ HK$81,772/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,802
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$43,950
−HK$1,164/mo
Today · 4.125%
HK$45,114
baseline
▲ 0.50% · 4.625%
HK$47,492
+HK$2,378/mo
Deposit HK$5.62M · loan HK$8.44M · min. income ≈ HK$90,228/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,886
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$46,282
−HK$1,419/mo
Today · 4.125%
HK$47,701
baseline
▲ 0.50% · 4.625%
HK$50,603
+HK$2,902/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$95,402/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,935
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$51,275
−HK$1,358/mo
Today · 4.125%
HK$52,633
baseline
▲ 0.50% · 4.625%
HK$55,408
+HK$2,775/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$105,266/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,711
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$59,506
−HK$1,824/mo
Today · 4.125%
HK$61,330
baseline
▲ 0.50% · 4.625%
HK$65,061
+HK$3,731/mo
Deposit HK$1.41M · loan HK$12.65M · min. income ≈ HK$122,660/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,203
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$65,924
−HK$1,747/mo
Today · 4.125%
HK$67,671
baseline
▲ 0.50% · 4.625%
HK$71,238
+HK$3,567/mo
Deposit HK$1.41M · loan HK$12.65M · min. income ≈ HK$135,342/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,269 · Scale 2, in force from 26 Feb 2026)