LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,064
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,061
−HK$1,014/mo
Today · 4.125%
HK$34,075
baseline
▲ 0.50% · 4.625%
HK$36,148
+HK$2,073/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$68,150/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,671
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$36,628
−HK$970/mo
Today · 4.125%
HK$37,598
baseline
▲ 0.50% · 4.625%
HK$39,580
+HK$1,982/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$75,196/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,477
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$39,674
−HK$1,216/mo
Today · 4.125%
HK$40,890
baseline
▲ 0.50% · 4.625%
HK$43,378
+HK$2,488/mo
Deposit HK$5.62M · loan HK$8.44M · min. income ≈ HK$81,780/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,805
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,953
−HK$1,165/mo
Today · 4.125%
HK$45,118
baseline
▲ 0.50% · 4.625%
HK$47,496
+HK$2,378/mo
Deposit HK$5.62M · loan HK$8.44M · min. income ≈ HK$90,236/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,890
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$46,286
−HK$1,419/mo
Today · 4.125%
HK$47,705
baseline
▲ 0.50% · 4.625%
HK$50,607
+HK$2,902/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$95,410/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,939
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$51,279
−HK$1,358/mo
Today · 4.125%
HK$52,637
baseline
▲ 0.50% · 4.625%
HK$55,412
+HK$2,775/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$105,274/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,715
−HK$3,620/mo
▼ 0.25% · 3.875%
HK$59,511
−HK$1,824/mo
Today · 4.125%
HK$61,335
baseline
▲ 0.50% · 4.625%
HK$65,067
+HK$3,732/mo
Deposit HK$1.41M · loan HK$12.66M · min. income ≈ HK$122,670/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,208
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$65,930
−HK$1,747/mo
Today · 4.125%
HK$67,677
baseline
▲ 0.50% · 4.625%
HK$71,244
+HK$3,567/mo
Deposit HK$1.41M · loan HK$12.66M · min. income ≈ HK$135,354/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,311 · Scale 2, in force from 26 Feb 2026)