LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,066
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,064
−HK$1,013/mo
Today · 4.125%
HK$34,077
baseline
▲ 0.50% · 4.625%
HK$36,151
+HK$2,074/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$68,154/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,673
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,630
−HK$971/mo
Today · 4.125%
HK$37,601
baseline
▲ 0.50% · 4.625%
HK$39,583
+HK$1,982/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$75,202/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,479
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$39,676
−HK$1,216/mo
Today · 4.125%
HK$40,892
baseline
▲ 0.50% · 4.625%
HK$43,381
+HK$2,489/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$81,784/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,808
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,956
−HK$1,165/mo
Today · 4.125%
HK$45,121
baseline
▲ 0.50% · 4.625%
HK$47,499
+HK$2,378/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$90,242/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,893
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$46,289
−HK$1,419/mo
Today · 4.125%
HK$47,708
baseline
▲ 0.50% · 4.625%
HK$50,611
+HK$2,903/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$95,416/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,943
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$51,282
−HK$1,359/mo
Today · 4.125%
HK$52,641
baseline
▲ 0.50% · 4.625%
HK$55,416
+HK$2,775/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$105,282/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,719
−HK$3,620/mo
▼ 0.25% · 3.875%
HK$59,515
−HK$1,824/mo
Today · 4.125%
HK$61,339
baseline
▲ 0.50% · 4.625%
HK$65,071
+HK$3,732/mo
Deposit HK$1.41M · loan HK$12.66M · min. income ≈ HK$122,678/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,212
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$65,934
−HK$1,747/mo
Today · 4.125%
HK$67,681
baseline
▲ 0.50% · 4.625%
HK$71,249
+HK$3,568/mo
Deposit HK$1.41M · loan HK$12.66M · min. income ≈ HK$135,362/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,346 · Scale 2, in force from 26 Feb 2026)