LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,067
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,064
−HK$1,014/mo
Today · 4.125%
HK$34,078
baseline
▲ 0.50% · 4.625%
HK$36,151
+HK$2,073/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$68,156/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,674
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,631
−HK$971/mo
Today · 4.125%
HK$37,602
baseline
▲ 0.50% · 4.625%
HK$39,584
+HK$1,982/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$75,204/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,480
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$39,677
−HK$1,216/mo
Today · 4.125%
HK$40,893
baseline
▲ 0.50% · 4.625%
HK$43,382
+HK$2,489/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$81,786/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,809
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,957
−HK$1,165/mo
Today · 4.125%
HK$45,122
baseline
▲ 0.50% · 4.625%
HK$47,500
+HK$2,378/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$90,244/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,894
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$46,290
−HK$1,419/mo
Today · 4.125%
HK$47,709
baseline
▲ 0.50% · 4.625%
HK$50,612
+HK$2,903/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$95,418/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,944
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$51,283
−HK$1,359/mo
Today · 4.125%
HK$52,642
baseline
▲ 0.50% · 4.625%
HK$55,417
+HK$2,775/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$105,284/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,721
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$59,516
−HK$1,824/mo
Today · 4.125%
HK$61,340
baseline
▲ 0.50% · 4.625%
HK$65,073
+HK$3,733/mo
Deposit HK$1.41M · loan HK$12.66M · min. income ≈ HK$122,680/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,214
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$65,936
−HK$1,747/mo
Today · 4.125%
HK$67,683
baseline
▲ 0.50% · 4.625%
HK$71,250
+HK$3,567/mo
Deposit HK$1.41M · loan HK$12.66M · min. income ≈ HK$135,366/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,358 · Scale 2, in force from 26 Feb 2026)