LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,070
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,067
−HK$1,014/mo
Today · 4.125%
HK$34,081
baseline
▲ 0.50% · 4.625%
HK$36,154
+HK$2,073/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$68,162/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,677
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,634
−HK$971/mo
Today · 4.125%
HK$37,605
baseline
▲ 0.50% · 4.625%
HK$39,587
+HK$1,982/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$75,210/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,484
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$39,681
−HK$1,216/mo
Today · 4.125%
HK$40,897
baseline
▲ 0.50% · 4.625%
HK$43,385
+HK$2,488/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$81,794/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,813
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,961
−HK$1,165/mo
Today · 4.125%
HK$45,126
baseline
▲ 0.50% · 4.625%
HK$47,504
+HK$2,378/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$90,252/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,897
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$46,294
−HK$1,419/mo
Today · 4.125%
HK$47,713
baseline
▲ 0.50% · 4.625%
HK$50,616
+HK$2,903/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$95,426/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,948
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$51,288
−HK$1,359/mo
Today · 4.125%
HK$52,647
baseline
▲ 0.50% · 4.625%
HK$55,422
+HK$2,775/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$105,294/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,725
−HK$3,620/mo
▼ 0.25% · 3.875%
HK$59,521
−HK$1,824/mo
Today · 4.125%
HK$61,345
baseline
▲ 0.50% · 4.625%
HK$65,078
+HK$3,733/mo
Deposit HK$1.41M · loan HK$12.66M · min. income ≈ HK$122,690/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,219
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$65,941
−HK$1,747/mo
Today · 4.125%
HK$67,688
baseline
▲ 0.50% · 4.625%
HK$71,256
+HK$3,568/mo
Deposit HK$1.41M · loan HK$12.66M · min. income ≈ HK$135,376/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,402 · Scale 2, in force from 26 Feb 2026)