LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,071
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,068
−HK$1,014/mo
Today · 4.125%
HK$34,082
baseline
▲ 0.50% · 4.625%
HK$36,156
+HK$2,074/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$68,164/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,678
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,635
−HK$971/mo
Today · 4.125%
HK$37,606
baseline
▲ 0.50% · 4.625%
HK$39,588
+HK$1,982/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$75,212/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,485
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$39,682
−HK$1,216/mo
Today · 4.125%
HK$40,898
baseline
▲ 0.50% · 4.625%
HK$43,387
+HK$2,489/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$81,796/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,814
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,962
−HK$1,165/mo
Today · 4.125%
HK$45,127
baseline
▲ 0.50% · 4.625%
HK$47,506
+HK$2,379/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$90,254/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,899
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$46,295
−HK$1,419/mo
Today · 4.125%
HK$47,714
baseline
▲ 0.50% · 4.625%
HK$50,618
+HK$2,904/mo
Deposit HK$4.22M · loan HK$9.85M · min. income ≈ HK$95,428/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,950
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$51,289
−HK$1,359/mo
Today · 4.125%
HK$52,648
baseline
▲ 0.50% · 4.625%
HK$55,423
+HK$2,775/mo
Deposit HK$4.22M · loan HK$9.85M · min. income ≈ HK$105,296/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,727
−HK$3,620/mo
▼ 0.25% · 3.875%
HK$59,523
−HK$1,824/mo
Today · 4.125%
HK$61,347
baseline
▲ 0.50% · 4.625%
HK$65,080
+HK$3,733/mo
Deposit HK$1.41M · loan HK$12.66M · min. income ≈ HK$122,694/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,221
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$65,943
−HK$1,747/mo
Today · 4.125%
HK$67,690
baseline
▲ 0.50% · 4.625%
HK$71,259
+HK$3,569/mo
Deposit HK$1.41M · loan HK$12.66M · min. income ≈ HK$135,380/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,418 · Scale 2, in force from 26 Feb 2026)