LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,071
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,069
−HK$1,013/mo
Today · 4.125%
HK$34,082
baseline
▲ 0.50% · 4.625%
HK$36,156
+HK$2,074/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$68,164/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,679
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,636
−HK$971/mo
Today · 4.125%
HK$37,607
baseline
▲ 0.50% · 4.625%
HK$39,589
+HK$1,982/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$75,214/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,485
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$39,683
−HK$1,216/mo
Today · 4.125%
HK$40,899
baseline
▲ 0.50% · 4.625%
HK$43,387
+HK$2,488/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$81,798/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,815
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,963
−HK$1,165/mo
Today · 4.125%
HK$45,128
baseline
▲ 0.50% · 4.625%
HK$47,507
+HK$2,379/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$90,256/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,900
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$46,296
−HK$1,419/mo
Today · 4.125%
HK$47,715
baseline
▲ 0.50% · 4.625%
HK$50,619
+HK$2,904/mo
Deposit HK$4.22M · loan HK$9.85M · min. income ≈ HK$95,430/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,950
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$51,290
−HK$1,359/mo
Today · 4.125%
HK$52,649
baseline
▲ 0.50% · 4.625%
HK$55,424
+HK$2,775/mo
Deposit HK$4.22M · loan HK$9.85M · min. income ≈ HK$105,298/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,728
−HK$3,620/mo
▼ 0.25% · 3.875%
HK$59,524
−HK$1,824/mo
Today · 4.125%
HK$61,348
baseline
▲ 0.50% · 4.625%
HK$65,081
+HK$3,733/mo
Deposit HK$1.41M · loan HK$12.66M · min. income ≈ HK$122,696/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,222
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$65,944
−HK$1,748/mo
Today · 4.125%
HK$67,692
baseline
▲ 0.50% · 4.625%
HK$71,260
+HK$3,568/mo
Deposit HK$1.41M · loan HK$12.66M · min. income ≈ HK$135,384/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,428 · Scale 2, in force from 26 Feb 2026)