LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,072
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,070
−HK$1,013/mo
Today · 4.125%
HK$34,083
baseline
▲ 0.50% · 4.625%
HK$36,157
+HK$2,074/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$68,166/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,680
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$36,637
−HK$970/mo
Today · 4.125%
HK$37,607
baseline
▲ 0.50% · 4.625%
HK$39,590
+HK$1,983/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$75,214/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,486
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$39,684
−HK$1,216/mo
Today · 4.125%
HK$40,900
baseline
▲ 0.50% · 4.625%
HK$43,389
+HK$2,489/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$81,800/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,816
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,964
−HK$1,165/mo
Today · 4.125%
HK$45,129
baseline
▲ 0.50% · 4.625%
HK$47,508
+HK$2,379/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$90,258/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,901
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$46,297
−HK$1,419/mo
Today · 4.125%
HK$47,716
baseline
▲ 0.50% · 4.625%
HK$50,620
+HK$2,904/mo
Deposit HK$4.22M · loan HK$9.85M · min. income ≈ HK$95,432/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,952
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$51,291
−HK$1,359/mo
Today · 4.125%
HK$52,650
baseline
▲ 0.50% · 4.625%
HK$55,426
+HK$2,776/mo
Deposit HK$4.22M · loan HK$9.85M · min. income ≈ HK$105,300/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,730
−HK$3,620/mo
▼ 0.25% · 3.875%
HK$59,525
−HK$1,825/mo
Today · 4.125%
HK$61,350
baseline
▲ 0.50% · 4.625%
HK$65,083
+HK$3,733/mo
Deposit HK$1.41M · loan HK$12.66M · min. income ≈ HK$122,700/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,224
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$65,946
−HK$1,747/mo
Today · 4.125%
HK$67,693
baseline
▲ 0.50% · 4.625%
HK$71,262
+HK$3,569/mo
Deposit HK$1.41M · loan HK$12.66M · min. income ≈ HK$135,386/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,441 · Scale 2, in force from 26 Feb 2026)