LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,074
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$33,072
−HK$1,014/mo
Today · 4.125%
HK$34,086
baseline
▲ 0.50% · 4.625%
HK$36,160
+HK$2,074/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$68,172/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,682
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,639
−HK$971/mo
Today · 4.125%
HK$37,610
baseline
▲ 0.50% · 4.625%
HK$39,593
+HK$1,983/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$75,220/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,489
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$39,686
−HK$1,217/mo
Today · 4.125%
HK$40,903
baseline
▲ 0.50% · 4.625%
HK$43,392
+HK$2,489/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$81,806/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,819
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,967
−HK$1,165/mo
Today · 4.125%
HK$45,132
baseline
▲ 0.50% · 4.625%
HK$47,511
+HK$2,379/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$90,264/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,904
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$46,301
−HK$1,419/mo
Today · 4.125%
HK$47,720
baseline
▲ 0.50% · 4.625%
HK$50,624
+HK$2,904/mo
Deposit HK$4.22M · loan HK$9.85M · min. income ≈ HK$95,440/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,955
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$51,295
−HK$1,359/mo
Today · 4.125%
HK$52,654
baseline
▲ 0.50% · 4.625%
HK$55,430
+HK$2,776/mo
Deposit HK$4.22M · loan HK$9.85M · min. income ≈ HK$105,308/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,734
−HK$3,620/mo
▼ 0.25% · 3.875%
HK$59,530
−HK$1,824/mo
Today · 4.125%
HK$61,354
baseline
▲ 0.50% · 4.625%
HK$65,087
+HK$3,733/mo
Deposit HK$1.41M · loan HK$12.66M · min. income ≈ HK$122,708/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,228
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$65,951
−HK$1,747/mo
Today · 4.125%
HK$67,698
baseline
▲ 0.50% · 4.625%
HK$71,267
+HK$3,569/mo
Deposit HK$1.41M · loan HK$12.66M · min. income ≈ HK$135,396/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,479 · Scale 2, in force from 26 Feb 2026)