LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,075
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$33,073
−HK$1,014/mo
Today · 4.125%
HK$34,087
baseline
▲ 0.50% · 4.625%
HK$36,161
+HK$2,074/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$68,174/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,684
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,641
−HK$971/mo
Today · 4.125%
HK$37,612
baseline
▲ 0.50% · 4.625%
HK$39,594
+HK$1,982/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$75,224/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,491
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$39,688
−HK$1,216/mo
Today · 4.125%
HK$40,904
baseline
▲ 0.50% · 4.625%
HK$43,393
+HK$2,489/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$81,808/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,820
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$43,969
−HK$1,165/mo
Today · 4.125%
HK$45,134
baseline
▲ 0.50% · 4.625%
HK$47,513
+HK$2,379/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$90,268/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,906
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$46,303
−HK$1,419/mo
Today · 4.125%
HK$47,722
baseline
▲ 0.50% · 4.625%
HK$50,625
+HK$2,903/mo
Deposit HK$4.22M · loan HK$9.85M · min. income ≈ HK$95,444/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,957
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$51,297
−HK$1,359/mo
Today · 4.125%
HK$52,656
baseline
▲ 0.50% · 4.625%
HK$55,432
+HK$2,776/mo
Deposit HK$4.22M · loan HK$9.85M · min. income ≈ HK$105,312/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,736
−HK$3,620/mo
▼ 0.25% · 3.875%
HK$59,532
−HK$1,824/mo
Today · 4.125%
HK$61,356
baseline
▲ 0.50% · 4.625%
HK$65,090
+HK$3,734/mo
Deposit HK$1.41M · loan HK$12.66M · min. income ≈ HK$122,712/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,231
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$65,953
−HK$1,748/mo
Today · 4.125%
HK$67,701
baseline
▲ 0.50% · 4.625%
HK$71,269
+HK$3,568/mo
Deposit HK$1.41M · loan HK$12.66M · min. income ≈ HK$135,402/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,499 · Scale 2, in force from 26 Feb 2026)