LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,077
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$33,075
−HK$1,014/mo
Today · 4.125%
HK$34,089
baseline
▲ 0.50% · 4.625%
HK$36,163
+HK$2,074/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$68,178/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,686
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,643
−HK$971/mo
Today · 4.125%
HK$37,614
baseline
▲ 0.50% · 4.625%
HK$39,596
+HK$1,982/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$75,228/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,493
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$39,690
−HK$1,217/mo
Today · 4.125%
HK$40,907
baseline
▲ 0.50% · 4.625%
HK$43,396
+HK$2,489/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$81,814/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,823
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,971
−HK$1,165/mo
Today · 4.125%
HK$45,136
baseline
▲ 0.50% · 4.625%
HK$47,516
+HK$2,380/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$90,272/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$527,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,908
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$46,305
−HK$1,419/mo
Today · 4.125%
HK$47,724
baseline
▲ 0.50% · 4.625%
HK$50,628
+HK$2,904/mo
Deposit HK$4.22M · loan HK$9.85M · min. income ≈ HK$95,448/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,960
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$51,300
−HK$1,359/mo
Today · 4.125%
HK$52,659
baseline
▲ 0.50% · 4.625%
HK$55,435
+HK$2,776/mo
Deposit HK$4.22M · loan HK$9.85M · min. income ≈ HK$105,318/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,739
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$59,535
−HK$1,825/mo
Today · 4.125%
HK$61,360
baseline
▲ 0.50% · 4.625%
HK$65,093
+HK$3,733/mo
Deposit HK$1.41M · loan HK$12.66M · min. income ≈ HK$122,720/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,234
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$65,957
−HK$1,747/mo
Today · 4.125%
HK$67,704
baseline
▲ 0.50% · 4.625%
HK$71,273
+HK$3,569/mo
Deposit HK$1.41M · loan HK$12.66M · min. income ≈ HK$135,408/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,528 · Scale 2, in force from 26 Feb 2026)