LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,080
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$33,078
−HK$1,014/mo
Today · 4.125%
HK$34,092
baseline
▲ 0.50% · 4.625%
HK$36,166
+HK$2,074/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$68,184/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,689
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,646
−HK$971/mo
Today · 4.125%
HK$37,617
baseline
▲ 0.50% · 4.625%
HK$39,600
+HK$1,983/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$75,234/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,496
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$39,694
−HK$1,216/mo
Today · 4.125%
HK$40,910
baseline
▲ 0.50% · 4.625%
HK$43,400
+HK$2,490/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$81,820/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$527,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,827
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,975
−HK$1,165/mo
Today · 4.125%
HK$45,140
baseline
▲ 0.50% · 4.625%
HK$47,520
+HK$2,380/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$90,280/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$527,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,912
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$46,309
−HK$1,420/mo
Today · 4.125%
HK$47,729
baseline
▲ 0.50% · 4.625%
HK$50,633
+HK$2,904/mo
Deposit HK$4.22M · loan HK$9.85M · min. income ≈ HK$95,458/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,964
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$51,304
−HK$1,360/mo
Today · 4.125%
HK$52,664
baseline
▲ 0.50% · 4.625%
HK$55,440
+HK$2,776/mo
Deposit HK$4.22M · loan HK$9.85M · min. income ≈ HK$105,328/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,744
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$59,541
−HK$1,824/mo
Today · 4.125%
HK$61,365
baseline
▲ 0.50% · 4.625%
HK$65,099
+HK$3,734/mo
Deposit HK$1.41M · loan HK$12.66M · min. income ≈ HK$122,730/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,240
−HK$3,471/mo
▼ 0.25% · 3.875%
HK$65,963
−HK$1,748/mo
Today · 4.125%
HK$67,711
baseline
▲ 0.50% · 4.625%
HK$71,280
+HK$3,569/mo
Deposit HK$1.41M · loan HK$12.66M · min. income ≈ HK$135,422/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,576 · Scale 2, in force from 26 Feb 2026)