LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,081
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$33,079
−HK$1,014/mo
Today · 4.125%
HK$34,093
baseline
▲ 0.50% · 4.625%
HK$36,167
+HK$2,074/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$68,186/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,690
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,647
−HK$971/mo
Today · 4.125%
HK$37,618
baseline
▲ 0.50% · 4.625%
HK$39,601
+HK$1,983/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$75,236/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,497
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$39,695
−HK$1,216/mo
Today · 4.125%
HK$40,911
baseline
▲ 0.50% · 4.625%
HK$43,401
+HK$2,490/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$81,822/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$527,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,828
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$43,976
−HK$1,166/mo
Today · 4.125%
HK$45,142
baseline
▲ 0.50% · 4.625%
HK$47,521
+HK$2,379/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$90,284/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$527,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,913
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$46,310
−HK$1,420/mo
Today · 4.125%
HK$47,730
baseline
▲ 0.50% · 4.625%
HK$50,634
+HK$2,904/mo
Deposit HK$4.22M · loan HK$9.85M · min. income ≈ HK$95,460/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,966
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$51,306
−HK$1,359/mo
Today · 4.125%
HK$52,665
baseline
▲ 0.50% · 4.625%
HK$55,441
+HK$2,776/mo
Deposit HK$4.22M · loan HK$9.85M · min. income ≈ HK$105,330/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,746
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$59,542
−HK$1,825/mo
Today · 4.125%
HK$61,367
baseline
▲ 0.50% · 4.625%
HK$65,101
+HK$3,734/mo
Deposit HK$1.41M · loan HK$12.66M · min. income ≈ HK$122,734/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,242
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$65,964
−HK$1,748/mo
Today · 4.125%
HK$67,712
baseline
▲ 0.50% · 4.625%
HK$71,281
+HK$3,569/mo
Deposit HK$1.41M · loan HK$12.66M · min. income ≈ HK$135,424/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,588 · Scale 2, in force from 26 Feb 2026)