LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,083
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,080
−HK$1,014/mo
Today · 4.125%
HK$34,094
baseline
▲ 0.50% · 4.625%
HK$36,169
+HK$2,075/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$68,188/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,691
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,649
−HK$971/mo
Today · 4.125%
HK$37,620
baseline
▲ 0.50% · 4.625%
HK$39,603
+HK$1,983/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$75,240/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,499
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$39,697
−HK$1,216/mo
Today · 4.125%
HK$40,913
baseline
▲ 0.50% · 4.625%
HK$43,403
+HK$2,490/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$81,826/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$527,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,830
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$43,978
−HK$1,166/mo
Today · 4.125%
HK$45,144
baseline
▲ 0.50% · 4.625%
HK$47,523
+HK$2,379/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$90,288/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$527,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,916
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$46,313
−HK$1,419/mo
Today · 4.125%
HK$47,732
baseline
▲ 0.50% · 4.625%
HK$50,637
+HK$2,905/mo
Deposit HK$4.22M · loan HK$9.85M · min. income ≈ HK$95,464/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,968
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$51,308
−HK$1,360/mo
Today · 4.125%
HK$52,668
baseline
▲ 0.50% · 4.625%
HK$55,444
+HK$2,776/mo
Deposit HK$4.22M · loan HK$9.85M · min. income ≈ HK$105,336/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,749
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$59,545
−HK$1,825/mo
Today · 4.125%
HK$61,370
baseline
▲ 0.50% · 4.625%
HK$65,104
+HK$3,734/mo
Deposit HK$1.41M · loan HK$12.66M · min. income ≈ HK$122,740/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,245
−HK$3,471/mo
▼ 0.25% · 3.875%
HK$65,968
−HK$1,748/mo
Today · 4.125%
HK$67,716
baseline
▲ 0.50% · 4.625%
HK$71,285
+HK$3,569/mo
Deposit HK$1.41M · loan HK$12.66M · min. income ≈ HK$135,432/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,614 · Scale 2, in force from 26 Feb 2026)