LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,085
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$33,083
−HK$1,014/mo
Today · 4.125%
HK$34,097
baseline
▲ 0.50% · 4.625%
HK$36,171
+HK$2,074/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$68,194/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,694
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,651
−HK$971/mo
Today · 4.125%
HK$37,622
baseline
▲ 0.50% · 4.625%
HK$39,606
+HK$1,984/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$75,244/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,502
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$39,699
−HK$1,217/mo
Today · 4.125%
HK$40,916
baseline
▲ 0.50% · 4.625%
HK$43,406
+HK$2,490/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$81,832/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$527,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,833
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$43,982
−HK$1,165/mo
Today · 4.125%
HK$45,147
baseline
▲ 0.50% · 4.625%
HK$47,527
+HK$2,380/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$90,294/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$527,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,919
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$46,316
−HK$1,420/mo
Today · 4.125%
HK$47,736
baseline
▲ 0.50% · 4.625%
HK$50,640
+HK$2,904/mo
Deposit HK$4.22M · loan HK$9.85M · min. income ≈ HK$95,472/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,972
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$51,312
−HK$1,359/mo
Today · 4.125%
HK$52,671
baseline
▲ 0.50% · 4.625%
HK$55,448
+HK$2,777/mo
Deposit HK$4.22M · loan HK$9.85M · min. income ≈ HK$105,342/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,753
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$59,549
−HK$1,825/mo
Today · 4.125%
HK$61,374
baseline
▲ 0.50% · 4.625%
HK$65,109
+HK$3,735/mo
Deposit HK$1.41M · loan HK$12.66M · min. income ≈ HK$122,748/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,249
−HK$3,471/mo
▼ 0.25% · 3.875%
HK$65,972
−HK$1,748/mo
Today · 4.125%
HK$67,720
baseline
▲ 0.50% · 4.625%
HK$71,290
+HK$3,570/mo
Deposit HK$1.41M · loan HK$12.66M · min. income ≈ HK$135,440/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,651 · Scale 2, in force from 26 Feb 2026)