LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,088
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,086
−HK$1,015/mo
Today · 4.125%
HK$34,101
baseline
▲ 0.50% · 4.625%
HK$36,175
+HK$2,074/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$68,202/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,698
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,655
−HK$972/mo
Today · 4.125%
HK$37,627
baseline
▲ 0.50% · 4.625%
HK$39,610
+HK$1,983/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$75,254/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,506
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$39,704
−HK$1,217/mo
Today · 4.125%
HK$40,921
baseline
▲ 0.50% · 4.625%
HK$43,411
+HK$2,490/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$81,842/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$527,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,837
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$43,986
−HK$1,166/mo
Today · 4.125%
HK$45,152
baseline
▲ 0.50% · 4.625%
HK$47,532
+HK$2,380/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$90,304/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$527,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,924
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$46,321
−HK$1,420/mo
Today · 4.125%
HK$47,741
baseline
▲ 0.50% · 4.625%
HK$50,646
+HK$2,905/mo
Deposit HK$4.22M · loan HK$9.85M · min. income ≈ HK$95,482/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,977
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$51,317
−HK$1,360/mo
Today · 4.125%
HK$52,677
baseline
▲ 0.50% · 4.625%
HK$55,454
+HK$2,777/mo
Deposit HK$4.22M · loan HK$9.85M · min. income ≈ HK$105,354/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,759
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$59,556
−HK$1,825/mo
Today · 4.125%
HK$61,381
baseline
▲ 0.50% · 4.625%
HK$65,116
+HK$3,735/mo
Deposit HK$1.41M · loan HK$12.67M · min. income ≈ HK$122,762/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,256
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$65,980
−HK$1,748/mo
Today · 4.125%
HK$67,728
baseline
▲ 0.50% · 4.625%
HK$71,298
+HK$3,570/mo
Deposit HK$1.41M · loan HK$12.67M · min. income ≈ HK$135,456/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$527,709 · Scale 2, in force from 26 Feb 2026)