LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,090
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$33,088
−HK$1,014/mo
Today · 4.125%
HK$34,102
baseline
▲ 0.50% · 4.625%
HK$36,177
+HK$2,075/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$68,204/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,699
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,657
−HK$971/mo
Today · 4.125%
HK$37,628
baseline
▲ 0.50% · 4.625%
HK$39,611
+HK$1,983/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$75,256/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,507
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$39,705
−HK$1,217/mo
Today · 4.125%
HK$40,922
baseline
▲ 0.50% · 4.625%
HK$43,412
+HK$2,490/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$81,844/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$527,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,839
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$43,988
−HK$1,166/mo
Today · 4.125%
HK$45,154
baseline
▲ 0.50% · 4.625%
HK$47,534
+HK$2,380/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$90,308/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$527,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,925
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$46,323
−HK$1,420/mo
Today · 4.125%
HK$47,743
baseline
▲ 0.50% · 4.625%
HK$50,648
+HK$2,905/mo
Deposit HK$4.22M · loan HK$9.85M · min. income ≈ HK$95,486/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,979
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$51,319
−HK$1,360/mo
Today · 4.125%
HK$52,679
baseline
▲ 0.50% · 4.625%
HK$55,456
+HK$2,777/mo
Deposit HK$4.22M · loan HK$9.85M · min. income ≈ HK$105,358/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,761
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$59,558
−HK$1,825/mo
Today · 4.125%
HK$61,383
baseline
▲ 0.50% · 4.625%
HK$65,118
+HK$3,735/mo
Deposit HK$1.41M · loan HK$12.67M · min. income ≈ HK$122,766/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$527,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,259
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$65,982
−HK$1,749/mo
Today · 4.125%
HK$67,731
baseline
▲ 0.50% · 4.625%
HK$71,301
+HK$3,570/mo
Deposit HK$1.41M · loan HK$12.67M · min. income ≈ HK$135,462/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$527,730 · Scale 2, in force from 26 Feb 2026)