LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,090
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,088
−HK$1,015/mo
Today · 4.125%
HK$34,103
baseline
▲ 0.50% · 4.625%
HK$36,178
+HK$2,075/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$68,206/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,700
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,658
−HK$971/mo
Today · 4.125%
HK$37,629
baseline
▲ 0.50% · 4.625%
HK$39,612
+HK$1,983/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$75,258/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,508
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$39,706
−HK$1,217/mo
Today · 4.125%
HK$40,923
baseline
▲ 0.50% · 4.625%
HK$43,413
+HK$2,490/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$81,846/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$527,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,840
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$43,989
−HK$1,166/mo
Today · 4.125%
HK$45,155
baseline
▲ 0.50% · 4.625%
HK$47,535
+HK$2,380/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$90,310/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$527,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,926
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$46,324
−HK$1,420/mo
Today · 4.125%
HK$47,744
baseline
▲ 0.50% · 4.625%
HK$50,649
+HK$2,905/mo
Deposit HK$4.22M · loan HK$9.85M · min. income ≈ HK$95,488/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,980
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$51,321
−HK$1,359/mo
Today · 4.125%
HK$52,680
baseline
▲ 0.50% · 4.625%
HK$55,457
+HK$2,777/mo
Deposit HK$4.22M · loan HK$9.85M · min. income ≈ HK$105,360/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,763
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$59,559
−HK$1,826/mo
Today · 4.125%
HK$61,385
baseline
▲ 0.50% · 4.625%
HK$65,120
+HK$3,735/mo
Deposit HK$1.41M · loan HK$12.67M · min. income ≈ HK$122,770/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$527,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,260
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$65,984
−HK$1,748/mo
Today · 4.125%
HK$67,732
baseline
▲ 0.50% · 4.625%
HK$71,302
+HK$3,570/mo
Deposit HK$1.41M · loan HK$12.67M · min. income ≈ HK$135,464/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$527,742 · Scale 2, in force from 26 Feb 2026)