LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,091
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,090
−HK$1,014/mo
Today · 4.125%
HK$34,104
baseline
▲ 0.50% · 4.625%
HK$36,179
+HK$2,075/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$68,208/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,701
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,659
−HK$971/mo
Today · 4.125%
HK$37,630
baseline
▲ 0.50% · 4.625%
HK$39,614
+HK$1,984/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$75,260/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,510
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$39,707
−HK$1,217/mo
Today · 4.125%
HK$40,924
baseline
▲ 0.50% · 4.625%
HK$43,415
+HK$2,491/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$81,848/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$527,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,842
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$43,991
−HK$1,165/mo
Today · 4.125%
HK$45,156
baseline
▲ 0.50% · 4.625%
HK$47,536
+HK$2,380/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$90,312/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$527,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,928
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$46,325
−HK$1,420/mo
Today · 4.125%
HK$47,745
baseline
▲ 0.50% · 4.625%
HK$50,650
+HK$2,905/mo
Deposit HK$4.22M · loan HK$9.85M · min. income ≈ HK$95,490/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,982
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$51,322
−HK$1,360/mo
Today · 4.125%
HK$52,682
baseline
▲ 0.50% · 4.625%
HK$55,459
+HK$2,777/mo
Deposit HK$4.22M · loan HK$9.85M · min. income ≈ HK$105,364/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,764
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$59,561
−HK$1,826/mo
Today · 4.125%
HK$61,387
baseline
▲ 0.50% · 4.625%
HK$65,122
+HK$3,735/mo
Deposit HK$1.41M · loan HK$12.67M · min. income ≈ HK$122,774/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$527,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,262
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$65,986
−HK$1,748/mo
Today · 4.125%
HK$67,734
baseline
▲ 0.50% · 4.625%
HK$71,305
+HK$3,571/mo
Deposit HK$1.41M · loan HK$12.67M · min. income ≈ HK$135,468/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$527,759 · Scale 2, in force from 26 Feb 2026)