LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,092
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,090
−HK$1,015/mo
Today · 4.125%
HK$34,105
baseline
▲ 0.50% · 4.625%
HK$36,180
+HK$2,075/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$68,210/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,702
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,660
−HK$971/mo
Today · 4.125%
HK$37,631
baseline
▲ 0.50% · 4.625%
HK$39,615
+HK$1,984/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$75,262/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,511
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$39,709
−HK$1,217/mo
Today · 4.125%
HK$40,926
baseline
▲ 0.50% · 4.625%
HK$43,416
+HK$2,490/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$81,852/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$527,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,843
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$43,992
−HK$1,165/mo
Today · 4.125%
HK$45,157
baseline
▲ 0.50% · 4.625%
HK$47,538
+HK$2,381/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$90,314/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$527,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,929
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$46,327
−HK$1,420/mo
Today · 4.125%
HK$47,747
baseline
▲ 0.50% · 4.625%
HK$50,652
+HK$2,905/mo
Deposit HK$4.22M · loan HK$9.85M · min. income ≈ HK$95,494/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,983
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$51,324
−HK$1,360/mo
Today · 4.125%
HK$52,684
baseline
▲ 0.50% · 4.625%
HK$55,461
+HK$2,777/mo
Deposit HK$4.22M · loan HK$9.85M · min. income ≈ HK$105,368/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,766
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$59,563
−HK$1,825/mo
Today · 4.125%
HK$61,388
baseline
▲ 0.50% · 4.625%
HK$65,124
+HK$3,736/mo
Deposit HK$1.41M · loan HK$12.67M · min. income ≈ HK$122,776/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$527,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,264
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$65,988
−HK$1,748/mo
Today · 4.125%
HK$67,736
baseline
▲ 0.50% · 4.625%
HK$71,306
+HK$3,570/mo
Deposit HK$1.41M · loan HK$12.67M · min. income ≈ HK$135,472/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$527,773 · Scale 2, in force from 26 Feb 2026)