LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,093
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$33,091
−HK$1,014/mo
Today · 4.125%
HK$34,105
baseline
▲ 0.50% · 4.625%
HK$36,181
+HK$2,076/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$68,210/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,703
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,661
−HK$971/mo
Today · 4.125%
HK$37,632
baseline
▲ 0.50% · 4.625%
HK$39,616
+HK$1,984/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$75,264/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$527,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,512
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$39,710
−HK$1,217/mo
Today · 4.125%
HK$40,927
baseline
▲ 0.50% · 4.625%
HK$43,417
+HK$2,490/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$81,854/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$527,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,844
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$43,993
−HK$1,165/mo
Today · 4.125%
HK$45,158
baseline
▲ 0.50% · 4.625%
HK$47,539
+HK$2,381/mo
Deposit HK$5.63M · loan HK$8.44M · min. income ≈ HK$90,316/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$527,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,930
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$46,328
−HK$1,420/mo
Today · 4.125%
HK$47,748
baseline
▲ 0.50% · 4.625%
HK$50,653
+HK$2,905/mo
Deposit HK$4.22M · loan HK$9.85M · min. income ≈ HK$95,496/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,984
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$51,325
−HK$1,360/mo
Today · 4.125%
HK$52,685
baseline
▲ 0.50% · 4.625%
HK$55,462
+HK$2,777/mo
Deposit HK$4.22M · loan HK$9.85M · min. income ≈ HK$105,370/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,767
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$59,564
−HK$1,826/mo
Today · 4.125%
HK$61,390
baseline
▲ 0.50% · 4.625%
HK$65,125
+HK$3,735/mo
Deposit HK$1.41M · loan HK$12.67M · min. income ≈ HK$122,780/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$527,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,266
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$65,989
−HK$1,749/mo
Today · 4.125%
HK$67,738
baseline
▲ 0.50% · 4.625%
HK$71,308
+HK$3,570/mo
Deposit HK$1.41M · loan HK$12.67M · min. income ≈ HK$135,476/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$527,786 · Scale 2, in force from 26 Feb 2026)