LTV · monthly repayment
▼ 0.50% · 3.625%
HK$320,980
−HK$20,128/mo
▼ 0.25% · 3.875%
HK$330,964
−HK$10,144/mo
Today · 4.125%
HK$341,108
baseline
▲ 0.50% · 4.625%
HK$361,863
+HK$20,755/mo
Deposit HK$70.38M · loan HK$70.38M · min. income ≈ HK$682,216/mo (50% DSR)
Upfront cash ≈ HK$79.53M (deposit + AVD stamp duty HK$9,149,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,087
−HK$19,292/mo
▼ 0.25% · 3.875%
HK$366,663
−HK$9,716/mo
Today · 4.125%
HK$376,379
baseline
▲ 0.50% · 4.625%
HK$396,218
+HK$19,839/mo
Deposit HK$70.38M · loan HK$70.38M · min. income ≈ HK$752,758/mo (50% DSR)
Upfront cash ≈ HK$79.53M (deposit + AVD stamp duty HK$9,149,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$385,175
−HK$24,154/mo
▼ 0.25% · 3.875%
HK$397,157
−HK$12,172/mo
Today · 4.125%
HK$409,329
baseline
▲ 0.50% · 4.625%
HK$434,236
+HK$24,907/mo
Deposit HK$56.31M · loan HK$84.46M · min. income ≈ HK$818,658/mo (50% DSR)
Upfront cash ≈ HK$65.46M (deposit + AVD stamp duty HK$9,149,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$428,504
−HK$23,151/mo
▼ 0.25% · 3.875%
HK$439,996
−HK$11,659/mo
Today · 4.125%
HK$451,655
baseline
▲ 0.50% · 4.625%
HK$475,462
+HK$23,807/mo
Deposit HK$56.31M · loan HK$84.46M · min. income ≈ HK$903,310/mo (50% DSR)
Upfront cash ≈ HK$65.46M (deposit + AVD stamp duty HK$9,149,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$449,371
−HK$28,180/mo
▼ 0.25% · 3.875%
HK$463,349
−HK$14,202/mo
Today · 4.125%
HK$477,551
baseline
▲ 0.50% · 4.625%
HK$506,609
+HK$29,058/mo
Deposit HK$42.23M · loan HK$98.54M · min. income ≈ HK$955,102/mo (50% DSR)
Upfront cash ≈ HK$51.38M (deposit + AVD stamp duty HK$9,149,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$499,921
−HK$27,009/mo
▼ 0.25% · 3.875%
HK$513,329
−HK$13,601/mo
Today · 4.125%
HK$526,930
baseline
▲ 0.50% · 4.625%
HK$554,706
+HK$27,776/mo
Deposit HK$42.23M · loan HK$98.54M · min. income ≈ HK$1,053,860/mo (50% DSR)
Upfront cash ≈ HK$51.38M (deposit + AVD stamp duty HK$9,149,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$577,763
−HK$36,231/mo
▼ 0.25% · 3.875%
HK$595,735
−HK$18,259/mo
Today · 4.125%
HK$613,994
baseline
▲ 0.50% · 4.625%
HK$651,354
+HK$37,360/mo
Deposit HK$14.08M · loan HK$126.69M · min. income ≈ HK$1,227,988/mo (50% DSR)
Upfront cash ≈ HK$23.23M (deposit + AVD stamp duty HK$9,149,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$642,756
−HK$34,726/mo
▼ 0.25% · 3.875%
HK$659,994
−HK$17,488/mo
Today · 4.125%
HK$677,482
baseline
▲ 0.50% · 4.625%
HK$713,193
+HK$35,711/mo
Deposit HK$14.08M · loan HK$126.69M · min. income ≈ HK$1,354,964/mo (50% DSR)
Upfront cash ≈ HK$23.23M (deposit + AVD stamp duty HK$9,149,704 · Scale 2, in force from 26 Feb 2026)