LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,101
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,099
−HK$1,015/mo
Today · 4.125%
HK$34,114
baseline
▲ 0.50% · 4.625%
HK$36,190
+HK$2,076/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$68,228/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$527,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,712
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,670
−HK$971/mo
Today · 4.125%
HK$37,641
baseline
▲ 0.50% · 4.625%
HK$39,626
+HK$1,985/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$75,282/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$527,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,521
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$39,719
−HK$1,218/mo
Today · 4.125%
HK$40,937
baseline
▲ 0.50% · 4.625%
HK$43,428
+HK$2,491/mo
Deposit HK$5.63M · loan HK$8.45M · min. income ≈ HK$81,874/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$527,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,854
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$44,004
−HK$1,166/mo
Today · 4.125%
HK$45,170
baseline
▲ 0.50% · 4.625%
HK$47,551
+HK$2,381/mo
Deposit HK$5.63M · loan HK$8.45M · min. income ≈ HK$90,340/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$527,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,941
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$46,339
−HK$1,421/mo
Today · 4.125%
HK$47,760
baseline
▲ 0.50% · 4.625%
HK$50,666
+HK$2,906/mo
Deposit HK$4.22M · loan HK$9.85M · min. income ≈ HK$95,520/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,997
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$51,338
−HK$1,360/mo
Today · 4.125%
HK$52,698
baseline
▲ 0.50% · 4.625%
HK$55,476
+HK$2,778/mo
Deposit HK$4.22M · loan HK$9.85M · min. income ≈ HK$105,396/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,782
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$59,579
−HK$1,826/mo
Today · 4.125%
HK$61,405
baseline
▲ 0.50% · 4.625%
HK$65,141
+HK$3,736/mo
Deposit HK$1.41M · loan HK$12.67M · min. income ≈ HK$122,810/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$527,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,282
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$66,006
−HK$1,748/mo
Today · 4.125%
HK$67,754
baseline
▲ 0.50% · 4.625%
HK$71,326
+HK$3,572/mo
Deposit HK$1.41M · loan HK$12.67M · min. income ≈ HK$135,508/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$527,917 · Scale 2, in force from 26 Feb 2026)