LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,102
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,101
−HK$1,014/mo
Today · 4.125%
HK$34,115
baseline
▲ 0.50% · 4.625%
HK$36,191
+HK$2,076/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$68,230/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$527,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,714
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,671
−HK$972/mo
Today · 4.125%
HK$37,643
baseline
▲ 0.50% · 4.625%
HK$39,627
+HK$1,984/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$75,286/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$527,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,523
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$39,721
−HK$1,218/mo
Today · 4.125%
HK$40,939
baseline
▲ 0.50% · 4.625%
HK$43,430
+HK$2,491/mo
Deposit HK$5.63M · loan HK$8.45M · min. income ≈ HK$81,878/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$527,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,856
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$44,006
−HK$1,166/mo
Today · 4.125%
HK$45,172
baseline
▲ 0.50% · 4.625%
HK$47,553
+HK$2,381/mo
Deposit HK$5.63M · loan HK$8.45M · min. income ≈ HK$90,344/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$527,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,943
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$46,341
−HK$1,421/mo
Today · 4.125%
HK$47,762
baseline
▲ 0.50% · 4.625%
HK$50,668
+HK$2,906/mo
Deposit HK$4.22M · loan HK$9.85M · min. income ≈ HK$95,524/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,999
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$51,340
−HK$1,360/mo
Today · 4.125%
HK$52,700
baseline
▲ 0.50% · 4.625%
HK$55,478
+HK$2,778/mo
Deposit HK$4.22M · loan HK$9.85M · min. income ≈ HK$105,400/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,784
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$59,582
−HK$1,826/mo
Today · 4.125%
HK$61,408
baseline
▲ 0.50% · 4.625%
HK$65,144
+HK$3,736/mo
Deposit HK$1.41M · loan HK$12.67M · min. income ≈ HK$122,816/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$527,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,284
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$66,009
−HK$1,749/mo
Today · 4.125%
HK$67,758
baseline
▲ 0.50% · 4.625%
HK$71,329
+HK$3,571/mo
Deposit HK$1.41M · loan HK$12.67M · min. income ≈ HK$135,516/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$527,941 · Scale 2, in force from 26 Feb 2026)