LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,103
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$33,102
−HK$1,015/mo
Today · 4.125%
HK$34,117
baseline
▲ 0.50% · 4.625%
HK$36,192
+HK$2,075/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$68,234/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$527,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,715
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,673
−HK$971/mo
Today · 4.125%
HK$37,644
baseline
▲ 0.50% · 4.625%
HK$39,629
+HK$1,985/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$75,288/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$527,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,524
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$39,722
−HK$1,218/mo
Today · 4.125%
HK$40,940
baseline
▲ 0.50% · 4.625%
HK$43,431
+HK$2,491/mo
Deposit HK$5.63M · loan HK$8.45M · min. income ≈ HK$81,880/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$527,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,858
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$44,007
−HK$1,166/mo
Today · 4.125%
HK$45,173
baseline
▲ 0.50% · 4.625%
HK$47,554
+HK$2,381/mo
Deposit HK$5.63M · loan HK$8.45M · min. income ≈ HK$90,346/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$527,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,945
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$46,343
−HK$1,420/mo
Today · 4.125%
HK$47,763
baseline
▲ 0.50% · 4.625%
HK$50,669
+HK$2,906/mo
Deposit HK$4.22M · loan HK$9.86M · min. income ≈ HK$95,526/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,001
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$51,342
−HK$1,360/mo
Today · 4.125%
HK$52,702
baseline
▲ 0.50% · 4.625%
HK$55,480
+HK$2,778/mo
Deposit HK$4.22M · loan HK$9.86M · min. income ≈ HK$105,404/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,786
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$59,584
−HK$1,826/mo
Today · 4.125%
HK$61,410
baseline
▲ 0.50% · 4.625%
HK$65,146
+HK$3,736/mo
Deposit HK$1.41M · loan HK$12.67M · min. income ≈ HK$122,820/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$527,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,286
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$66,011
−HK$1,749/mo
Today · 4.125%
HK$67,760
baseline
▲ 0.50% · 4.625%
HK$71,331
+HK$3,571/mo
Deposit HK$1.41M · loan HK$12.67M · min. income ≈ HK$135,520/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$527,957 · Scale 2, in force from 26 Feb 2026)