LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,104
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,102
−HK$1,015/mo
Today · 4.125%
HK$34,117
baseline
▲ 0.50% · 4.625%
HK$36,193
+HK$2,076/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$68,234/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$527,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,715
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$36,673
−HK$972/mo
Today · 4.125%
HK$37,645
baseline
▲ 0.50% · 4.625%
HK$39,629
+HK$1,984/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$75,290/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$527,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,525
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$39,723
−HK$1,217/mo
Today · 4.125%
HK$40,940
baseline
▲ 0.50% · 4.625%
HK$43,432
+HK$2,492/mo
Deposit HK$5.63M · loan HK$8.45M · min. income ≈ HK$81,880/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$527,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,858
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$44,008
−HK$1,166/mo
Today · 4.125%
HK$45,174
baseline
▲ 0.50% · 4.625%
HK$47,555
+HK$2,381/mo
Deposit HK$5.63M · loan HK$8.45M · min. income ≈ HK$90,348/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$527,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,945
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$46,343
−HK$1,421/mo
Today · 4.125%
HK$47,764
baseline
▲ 0.50% · 4.625%
HK$50,670
+HK$2,906/mo
Deposit HK$4.22M · loan HK$9.86M · min. income ≈ HK$95,528/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,001
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$51,342
−HK$1,361/mo
Today · 4.125%
HK$52,703
baseline
▲ 0.50% · 4.625%
HK$55,481
+HK$2,778/mo
Deposit HK$4.22M · loan HK$9.86M · min. income ≈ HK$105,406/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,787
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$59,584
−HK$1,827/mo
Today · 4.125%
HK$61,411
baseline
▲ 0.50% · 4.625%
HK$65,147
+HK$3,736/mo
Deposit HK$1.41M · loan HK$12.67M · min. income ≈ HK$122,822/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$527,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,287
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$66,011
−HK$1,750/mo
Today · 4.125%
HK$67,761
baseline
▲ 0.50% · 4.625%
HK$71,332
+HK$3,571/mo
Deposit HK$1.41M · loan HK$12.67M · min. income ≈ HK$135,522/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$527,964 · Scale 2, in force from 26 Feb 2026)