LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,105
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,104
−HK$1,014/mo
Today · 4.125%
HK$34,118
baseline
▲ 0.50% · 4.625%
HK$36,194
+HK$2,076/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$68,236/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$527,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,717
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,675
−HK$971/mo
Today · 4.125%
HK$37,646
baseline
▲ 0.50% · 4.625%
HK$39,631
+HK$1,985/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$75,292/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$527,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,526
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$39,725
−HK$1,217/mo
Today · 4.125%
HK$40,942
baseline
▲ 0.50% · 4.625%
HK$43,433
+HK$2,491/mo
Deposit HK$5.63M · loan HK$8.45M · min. income ≈ HK$81,884/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$527,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,860
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$44,009
−HK$1,167/mo
Today · 4.125%
HK$45,176
baseline
▲ 0.50% · 4.625%
HK$47,557
+HK$2,381/mo
Deposit HK$5.63M · loan HK$8.45M · min. income ≈ HK$90,352/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$527,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,947
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$46,345
−HK$1,421/mo
Today · 4.125%
HK$47,766
baseline
▲ 0.50% · 4.625%
HK$50,672
+HK$2,906/mo
Deposit HK$4.22M · loan HK$9.86M · min. income ≈ HK$95,532/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,003
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$51,344
−HK$1,361/mo
Today · 4.125%
HK$52,705
baseline
▲ 0.50% · 4.625%
HK$55,483
+HK$2,778/mo
Deposit HK$4.22M · loan HK$9.86M · min. income ≈ HK$105,410/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$527,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,789
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$59,587
−HK$1,826/mo
Today · 4.125%
HK$61,413
baseline
▲ 0.50% · 4.625%
HK$65,150
+HK$3,737/mo
Deposit HK$1.41M · loan HK$12.67M · min. income ≈ HK$122,826/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$527,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,290
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$66,014
−HK$1,749/mo
Today · 4.125%
HK$67,763
baseline
▲ 0.50% · 4.625%
HK$71,335
+HK$3,572/mo
Deposit HK$1.41M · loan HK$12.67M · min. income ≈ HK$135,526/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$527,986 · Scale 2, in force from 26 Feb 2026)