LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,109
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,107
−HK$1,015/mo
Today · 4.125%
HK$34,122
baseline
▲ 0.50% · 4.625%
HK$36,198
+HK$2,076/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$68,244/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$528,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,720
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$36,678
−HK$972/mo
Today · 4.125%
HK$37,650
baseline
▲ 0.50% · 4.625%
HK$39,635
+HK$1,985/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$75,300/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$528,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,530
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$39,729
−HK$1,217/mo
Today · 4.125%
HK$40,946
baseline
▲ 0.50% · 4.625%
HK$43,438
+HK$2,492/mo
Deposit HK$5.63M · loan HK$8.45M · min. income ≈ HK$81,892/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$528,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,865
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$44,014
−HK$1,166/mo
Today · 4.125%
HK$45,180
baseline
▲ 0.50% · 4.625%
HK$47,562
+HK$2,382/mo
Deposit HK$5.63M · loan HK$8.45M · min. income ≈ HK$90,360/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$528,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,952
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$46,350
−HK$1,421/mo
Today · 4.125%
HK$47,771
baseline
▲ 0.50% · 4.625%
HK$50,678
+HK$2,907/mo
Deposit HK$4.22M · loan HK$9.86M · min. income ≈ HK$95,542/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$528,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,009
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$51,350
−HK$1,360/mo
Today · 4.125%
HK$52,710
baseline
▲ 0.50% · 4.625%
HK$55,489
+HK$2,779/mo
Deposit HK$4.22M · loan HK$9.86M · min. income ≈ HK$105,420/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$528,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,795
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$59,593
−HK$1,827/mo
Today · 4.125%
HK$61,420
baseline
▲ 0.50% · 4.625%
HK$65,157
+HK$3,737/mo
Deposit HK$1.41M · loan HK$12.67M · min. income ≈ HK$122,840/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,297
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$66,021
−HK$1,750/mo
Today · 4.125%
HK$67,771
baseline
▲ 0.50% · 4.625%
HK$71,343
+HK$3,572/mo
Deposit HK$1.41M · loan HK$12.67M · min. income ≈ HK$135,542/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,042 · Scale 2, in force from 26 Feb 2026)