LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,111
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,109
−HK$1,015/mo
Today · 4.125%
HK$34,124
baseline
▲ 0.50% · 4.625%
HK$36,201
+HK$2,077/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$68,248/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$528,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,723
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$36,681
−HK$972/mo
Today · 4.125%
HK$37,653
baseline
▲ 0.50% · 4.625%
HK$39,637
+HK$1,984/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$75,306/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$528,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,533
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$39,731
−HK$1,218/mo
Today · 4.125%
HK$40,949
baseline
▲ 0.50% · 4.625%
HK$43,441
+HK$2,492/mo
Deposit HK$5.63M · loan HK$8.45M · min. income ≈ HK$81,898/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$528,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,867
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$44,017
−HK$1,166/mo
Today · 4.125%
HK$45,183
baseline
▲ 0.50% · 4.625%
HK$47,565
+HK$2,382/mo
Deposit HK$5.63M · loan HK$8.45M · min. income ≈ HK$90,366/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$528,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,955
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$46,353
−HK$1,421/mo
Today · 4.125%
HK$47,774
baseline
▲ 0.50% · 4.625%
HK$50,681
+HK$2,907/mo
Deposit HK$4.22M · loan HK$9.86M · min. income ≈ HK$95,548/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$528,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,012
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$51,353
−HK$1,361/mo
Today · 4.125%
HK$52,714
baseline
▲ 0.50% · 4.625%
HK$55,492
+HK$2,778/mo
Deposit HK$4.22M · loan HK$9.86M · min. income ≈ HK$105,428/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$528,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,799
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$59,597
−HK$1,827/mo
Today · 4.125%
HK$61,424
baseline
▲ 0.50% · 4.625%
HK$65,161
+HK$3,737/mo
Deposit HK$1.41M · loan HK$12.67M · min. income ≈ HK$122,848/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,301
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$66,025
−HK$1,750/mo
Today · 4.125%
HK$67,775
baseline
▲ 0.50% · 4.625%
HK$71,347
+HK$3,572/mo
Deposit HK$1.41M · loan HK$12.67M · min. income ≈ HK$135,550/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,076 · Scale 2, in force from 26 Feb 2026)