LTV · monthly repayment
▼ 0.50% · 3.625%
HK$321,120
−HK$20,137/mo
▼ 0.25% · 3.875%
HK$331,109
−HK$10,148/mo
Today · 4.125%
HK$341,257
baseline
▲ 0.50% · 4.625%
HK$362,022
+HK$20,765/mo
Deposit HK$70.41M · loan HK$70.41M · min. income ≈ HK$682,514/mo (50% DSR)
Upfront cash ≈ HK$79.57M (deposit + AVD stamp duty HK$9,153,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,243
−HK$19,300/mo
▼ 0.25% · 3.875%
HK$366,824
−HK$9,719/mo
Today · 4.125%
HK$376,543
baseline
▲ 0.50% · 4.625%
HK$396,392
+HK$19,849/mo
Deposit HK$70.41M · loan HK$70.41M · min. income ≈ HK$753,086/mo (50% DSR)
Upfront cash ≈ HK$79.57M (deposit + AVD stamp duty HK$9,153,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$385,344
−HK$24,164/mo
▼ 0.25% · 3.875%
HK$397,330
−HK$12,178/mo
Today · 4.125%
HK$409,508
baseline
▲ 0.50% · 4.625%
HK$434,426
+HK$24,918/mo
Deposit HK$56.33M · loan HK$84.50M · min. income ≈ HK$819,016/mo (50% DSR)
Upfront cash ≈ HK$65.48M (deposit + AVD stamp duty HK$9,153,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$428,691
−HK$23,161/mo
▼ 0.25% · 3.875%
HK$440,189
−HK$11,663/mo
Today · 4.125%
HK$451,852
baseline
▲ 0.50% · 4.625%
HK$475,670
+HK$23,818/mo
Deposit HK$56.33M · loan HK$84.50M · min. income ≈ HK$903,704/mo (50% DSR)
Upfront cash ≈ HK$65.48M (deposit + AVD stamp duty HK$9,153,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$449,568
−HK$28,192/mo
▼ 0.25% · 3.875%
HK$463,552
−HK$14,208/mo
Today · 4.125%
HK$477,760
baseline
▲ 0.50% · 4.625%
HK$506,830
+HK$29,070/mo
Deposit HK$42.25M · loan HK$98.58M · min. income ≈ HK$955,520/mo (50% DSR)
Upfront cash ≈ HK$51.40M (deposit + AVD stamp duty HK$9,153,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$500,140
−HK$27,021/mo
▼ 0.25% · 3.875%
HK$513,553
−HK$13,608/mo
Today · 4.125%
HK$527,161
baseline
▲ 0.50% · 4.625%
HK$554,948
+HK$27,787/mo
Deposit HK$42.25M · loan HK$98.58M · min. income ≈ HK$1,054,322/mo (50% DSR)
Upfront cash ≈ HK$51.40M (deposit + AVD stamp duty HK$9,153,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$578,016
−HK$36,247/mo
▼ 0.25% · 3.875%
HK$595,995
−HK$18,268/mo
Today · 4.125%
HK$614,263
baseline
▲ 0.50% · 4.625%
HK$651,639
+HK$37,376/mo
Deposit HK$14.08M · loan HK$126.74M · min. income ≈ HK$1,228,526/mo (50% DSR)
Upfront cash ≈ HK$23.24M (deposit + AVD stamp duty HK$9,153,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$643,037
−HK$34,741/mo
▼ 0.25% · 3.875%
HK$660,283
−HK$17,495/mo
Today · 4.125%
HK$677,778
baseline
▲ 0.50% · 4.625%
HK$713,505
+HK$35,727/mo
Deposit HK$14.08M · loan HK$126.74M · min. income ≈ HK$1,355,556/mo (50% DSR)
Upfront cash ≈ HK$23.24M (deposit + AVD stamp duty HK$9,153,706 · Scale 2, in force from 26 Feb 2026)