LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,112
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$33,111
−HK$1,015/mo
Today · 4.125%
HK$34,126
baseline
▲ 0.50% · 4.625%
HK$36,203
+HK$2,077/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$68,252/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$528,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,725
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$36,683
−HK$972/mo
Today · 4.125%
HK$37,655
baseline
▲ 0.50% · 4.625%
HK$39,640
+HK$1,985/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$75,310/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$528,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,535
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$39,733
−HK$1,218/mo
Today · 4.125%
HK$40,951
baseline
▲ 0.50% · 4.625%
HK$43,443
+HK$2,492/mo
Deposit HK$5.63M · loan HK$8.45M · min. income ≈ HK$81,902/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$528,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,870
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$44,019
−HK$1,167/mo
Today · 4.125%
HK$45,186
baseline
▲ 0.50% · 4.625%
HK$47,567
+HK$2,381/mo
Deposit HK$5.63M · loan HK$8.45M · min. income ≈ HK$90,372/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$528,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,957
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$46,356
−HK$1,420/mo
Today · 4.125%
HK$47,776
baseline
▲ 0.50% · 4.625%
HK$50,684
+HK$2,908/mo
Deposit HK$4.22M · loan HK$9.86M · min. income ≈ HK$95,552/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$528,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,015
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$51,356
−HK$1,361/mo
Today · 4.125%
HK$52,717
baseline
▲ 0.50% · 4.625%
HK$55,495
+HK$2,778/mo
Deposit HK$4.22M · loan HK$9.86M · min. income ≈ HK$105,434/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$528,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,802
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$59,600
−HK$1,827/mo
Today · 4.125%
HK$61,427
baseline
▲ 0.50% · 4.625%
HK$65,165
+HK$3,738/mo
Deposit HK$1.41M · loan HK$12.67M · min. income ≈ HK$122,854/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,304
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$66,029
−HK$1,750/mo
Today · 4.125%
HK$67,779
baseline
▲ 0.50% · 4.625%
HK$71,351
+HK$3,572/mo
Deposit HK$1.41M · loan HK$12.67M · min. income ≈ HK$135,558/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,104 · Scale 2, in force from 26 Feb 2026)