LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,113
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$33,112
−HK$1,015/mo
Today · 4.125%
HK$34,127
baseline
▲ 0.50% · 4.625%
HK$36,204
+HK$2,077/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$68,254/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$528,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,726
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$36,684
−HK$972/mo
Today · 4.125%
HK$37,656
baseline
▲ 0.50% · 4.625%
HK$39,641
+HK$1,985/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$75,312/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$528,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,536
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$39,735
−HK$1,217/mo
Today · 4.125%
HK$40,952
baseline
▲ 0.50% · 4.625%
HK$43,444
+HK$2,492/mo
Deposit HK$5.63M · loan HK$8.45M · min. income ≈ HK$81,904/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$528,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,871
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$44,021
−HK$1,166/mo
Today · 4.125%
HK$45,187
baseline
▲ 0.50% · 4.625%
HK$47,569
+HK$2,382/mo
Deposit HK$5.63M · loan HK$8.45M · min. income ≈ HK$90,374/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$528,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,958
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$46,357
−HK$1,421/mo
Today · 4.125%
HK$47,778
baseline
▲ 0.50% · 4.625%
HK$50,685
+HK$2,907/mo
Deposit HK$4.22M · loan HK$9.86M · min. income ≈ HK$95,556/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$528,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,016
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$51,357
−HK$1,361/mo
Today · 4.125%
HK$52,718
baseline
▲ 0.50% · 4.625%
HK$55,497
+HK$2,779/mo
Deposit HK$4.22M · loan HK$9.86M · min. income ≈ HK$105,436/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$528,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,804
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$59,602
−HK$1,827/mo
Today · 4.125%
HK$61,429
baseline
▲ 0.50% · 4.625%
HK$65,166
+HK$3,737/mo
Deposit HK$1.41M · loan HK$12.67M · min. income ≈ HK$122,858/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,306
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$66,031
−HK$1,749/mo
Today · 4.125%
HK$67,780
baseline
▲ 0.50% · 4.625%
HK$71,353
+HK$3,573/mo
Deposit HK$1.41M · loan HK$12.67M · min. income ≈ HK$135,560/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,119 · Scale 2, in force from 26 Feb 2026)