LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,114
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$33,113
−HK$1,015/mo
Today · 4.125%
HK$34,128
baseline
▲ 0.50% · 4.625%
HK$36,204
+HK$2,076/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$68,256/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$528,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,726
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,685
−HK$972/mo
Today · 4.125%
HK$37,657
baseline
▲ 0.50% · 4.625%
HK$39,642
+HK$1,985/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$75,314/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$528,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,537
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$39,735
−HK$1,218/mo
Today · 4.125%
HK$40,953
baseline
▲ 0.50% · 4.625%
HK$43,445
+HK$2,492/mo
Deposit HK$5.63M · loan HK$8.45M · min. income ≈ HK$81,906/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$528,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,872
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$44,022
−HK$1,166/mo
Today · 4.125%
HK$45,188
baseline
▲ 0.50% · 4.625%
HK$47,570
+HK$2,382/mo
Deposit HK$5.63M · loan HK$8.45M · min. income ≈ HK$90,376/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$528,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,960
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$46,358
−HK$1,421/mo
Today · 4.125%
HK$47,779
baseline
▲ 0.50% · 4.625%
HK$50,686
+HK$2,907/mo
Deposit HK$4.23M · loan HK$9.86M · min. income ≈ HK$95,558/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$528,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,017
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$51,358
−HK$1,361/mo
Today · 4.125%
HK$52,719
baseline
▲ 0.50% · 4.625%
HK$55,498
+HK$2,779/mo
Deposit HK$4.23M · loan HK$9.86M · min. income ≈ HK$105,438/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$528,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,805
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$59,603
−HK$1,827/mo
Today · 4.125%
HK$61,430
baseline
▲ 0.50% · 4.625%
HK$65,168
+HK$3,738/mo
Deposit HK$1.41M · loan HK$12.68M · min. income ≈ HK$122,860/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,308
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$66,032
−HK$1,750/mo
Today · 4.125%
HK$67,782
baseline
▲ 0.50% · 4.625%
HK$71,355
+HK$3,573/mo
Deposit HK$1.41M · loan HK$12.68M · min. income ≈ HK$135,564/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,131 · Scale 2, in force from 26 Feb 2026)