LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,116
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$33,115
−HK$1,015/mo
Today · 4.125%
HK$34,130
baseline
▲ 0.50% · 4.625%
HK$36,207
+HK$2,077/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$68,260/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$528,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,729
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$36,687
−HK$972/mo
Today · 4.125%
HK$37,659
baseline
▲ 0.50% · 4.625%
HK$39,644
+HK$1,985/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$75,318/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$528,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,539
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$39,738
−HK$1,218/mo
Today · 4.125%
HK$40,956
baseline
▲ 0.50% · 4.625%
HK$43,448
+HK$2,492/mo
Deposit HK$5.63M · loan HK$8.45M · min. income ≈ HK$81,912/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$528,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,875
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$44,025
−HK$1,166/mo
Today · 4.125%
HK$45,191
baseline
▲ 0.50% · 4.625%
HK$47,573
+HK$2,382/mo
Deposit HK$5.63M · loan HK$8.45M · min. income ≈ HK$90,382/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$528,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,963
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$46,361
−HK$1,421/mo
Today · 4.125%
HK$47,782
baseline
▲ 0.50% · 4.625%
HK$50,690
+HK$2,908/mo
Deposit HK$4.23M · loan HK$9.86M · min. income ≈ HK$95,564/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$528,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,020
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$51,362
−HK$1,361/mo
Today · 4.125%
HK$52,723
baseline
▲ 0.50% · 4.625%
HK$55,502
+HK$2,779/mo
Deposit HK$4.23M · loan HK$9.86M · min. income ≈ HK$105,446/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$528,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,809
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$59,607
−HK$1,827/mo
Today · 4.125%
HK$61,434
baseline
▲ 0.50% · 4.625%
HK$65,172
+HK$3,738/mo
Deposit HK$1.41M · loan HK$12.68M · min. income ≈ HK$122,868/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,312
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$66,037
−HK$1,750/mo
Today · 4.125%
HK$67,787
baseline
▲ 0.50% · 4.625%
HK$71,360
+HK$3,573/mo
Deposit HK$1.41M · loan HK$12.68M · min. income ≈ HK$135,574/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,167 · Scale 2, in force from 26 Feb 2026)