LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,117
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,116
−HK$1,016/mo
Today · 4.125%
HK$34,132
baseline
▲ 0.50% · 4.625%
HK$36,208
+HK$2,076/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$68,264/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$528,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,730
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,689
−HK$972/mo
Today · 4.125%
HK$37,661
baseline
▲ 0.50% · 4.625%
HK$39,646
+HK$1,985/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$75,322/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$528,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,541
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$39,740
−HK$1,218/mo
Today · 4.125%
HK$40,958
baseline
▲ 0.50% · 4.625%
HK$43,450
+HK$2,492/mo
Deposit HK$5.63M · loan HK$8.45M · min. income ≈ HK$81,916/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$528,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,876
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$44,026
−HK$1,167/mo
Today · 4.125%
HK$45,193
baseline
▲ 0.50% · 4.625%
HK$47,575
+HK$2,382/mo
Deposit HK$5.63M · loan HK$8.45M · min. income ≈ HK$90,386/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$528,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,964
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$46,363
−HK$1,421/mo
Today · 4.125%
HK$47,784
baseline
▲ 0.50% · 4.625%
HK$50,692
+HK$2,908/mo
Deposit HK$4.23M · loan HK$9.86M · min. income ≈ HK$95,568/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$528,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,022
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$51,364
−HK$1,361/mo
Today · 4.125%
HK$52,725
baseline
▲ 0.50% · 4.625%
HK$55,504
+HK$2,779/mo
Deposit HK$4.23M · loan HK$9.86M · min. income ≈ HK$105,450/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$528,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,811
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$59,610
−HK$1,827/mo
Today · 4.125%
HK$61,437
baseline
▲ 0.50% · 4.625%
HK$65,175
+HK$3,738/mo
Deposit HK$1.41M · loan HK$12.68M · min. income ≈ HK$122,874/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,315
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$66,040
−HK$1,749/mo
Today · 4.125%
HK$67,789
baseline
▲ 0.50% · 4.625%
HK$71,363
+HK$3,574/mo
Deposit HK$1.41M · loan HK$12.68M · min. income ≈ HK$135,578/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,189 · Scale 2, in force from 26 Feb 2026)