LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,123
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$33,122
−HK$1,015/mo
Today · 4.125%
HK$34,137
baseline
▲ 0.50% · 4.625%
HK$36,214
+HK$2,077/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$68,274/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$528,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,736
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,694
−HK$973/mo
Today · 4.125%
HK$37,667
baseline
▲ 0.50% · 4.625%
HK$39,652
+HK$1,985/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$75,334/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$528,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,547
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$39,746
−HK$1,218/mo
Today · 4.125%
HK$40,964
baseline
▲ 0.50% · 4.625%
HK$43,457
+HK$2,493/mo
Deposit HK$5.63M · loan HK$8.45M · min. income ≈ HK$81,928/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$528,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,883
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$44,033
−HK$1,167/mo
Today · 4.125%
HK$45,200
baseline
▲ 0.50% · 4.625%
HK$47,583
+HK$2,383/mo
Deposit HK$5.63M · loan HK$8.45M · min. income ≈ HK$90,400/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$528,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,972
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$46,370
−HK$1,422/mo
Today · 4.125%
HK$47,792
baseline
▲ 0.50% · 4.625%
HK$50,700
+HK$2,908/mo
Deposit HK$4.23M · loan HK$9.86M · min. income ≈ HK$95,584/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$528,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,030
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$51,372
−HK$1,361/mo
Today · 4.125%
HK$52,733
baseline
▲ 0.50% · 4.625%
HK$55,513
+HK$2,780/mo
Deposit HK$4.23M · loan HK$9.86M · min. income ≈ HK$105,466/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$528,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,821
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$59,619
−HK$1,827/mo
Today · 4.125%
HK$61,446
baseline
▲ 0.50% · 4.625%
HK$65,185
+HK$3,739/mo
Deposit HK$1.41M · loan HK$12.68M · min. income ≈ HK$122,892/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,325
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$66,050
−HK$1,750/mo
Today · 4.125%
HK$67,800
baseline
▲ 0.50% · 4.625%
HK$71,374
+HK$3,574/mo
Deposit HK$1.41M · loan HK$12.68M · min. income ≈ HK$135,600/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,273 · Scale 2, in force from 26 Feb 2026)